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When considering either a mortgage or additional borrowing, it is very important As everyone is different, we prefer you to provide us with details regarding their income, outgoings, savings and track record. We will then be in a position to make an individual assessment based on their personal circumstances. Harpenden Building Society does not use credit scoring when considering mortgage applications - just good, old-fashioned common sense! To discuss your client's requirements, either complete our on-line Enquiry form or telephone our Mortgage Department on 01582 765411. The Society is authorised and regulated by the |

that your client is able to afford the mortgage payments as well as other monthly bills.