|
|
Description |
Charge |
| |
|
| Mortgage
Interest Fiscal Certificate |
£25 |
| Mortgage
reference |
£30 |
| Further
advance completion |
£55 |
| CHAPS
fee [telegraphic transfer of funds] |
£25 |
| Mortgage
product/scheme switch |
£55 |
| Completion
of questionnaire for a second mortgage provider [including consent] . |
|
| Life
policy administration [per policy]: |
|
| |
a.
Change in repayment method |
|
| |
b.
Surrender of a life policy |
|
| |
c. Substitution of a life policy |
|
| |
d. Amendments to the life assured |
|
| |
e. Repayment transfer due to a lapsed life policy |
|
| Change
in repayment method |
|
| Transfer
of the property, subject to the mortgage, e.g. husband to wife, release
of guarantor: |
|
| |
a. Basic charge [excluding legal fees] |
£95 |
| |
b. Life policy administration |
£65 |
| Borrower
changing buildings insurance company [each change of insurer] |
£25 |
| Duplicate
mortgage statement or breakdown |
£20 |
| Closed/redeemed
mortgage account statements [per copy] |
£30 |
| Extend/reduce
mortgage term |
£30 |
| Leasehold
property - non-payment of: |
|
| |
a. Ground rent |
£50 |
| |
b. Service/management charge |
£50 |
| |
c. Insurance premiums |
£50 |
| Unpaid
cheque/representation |
£20 |
| Release
of deeds to solicitor |
£50 |
| Redemption/discharge
fee [including reassignment of policies] |
£75 |
| Photocopying
of deeds: |
|
| |
a.
Full |
£30 |
| |
b. Up to 10 sheets |
£15 |
| Information
from Borrower's title deeds |
£25 |
| Arrears
charges: |
|
| |
a.
Arrears letter chasing non-payment - per letter |
£20 |
| |
b. Mortgage account statement |
£20 |
| |
c. Letter before legal action |
£35 |
| |
d. Upon instructing solicitors to commence recovery.proceedings |
£55 |
| |
e. Sale of property in possession |
£300 |
| |
f. Broken arrangement |
£35 |
| |
g. Arrears visit |
£125 |
| Approval
of legal documents requiring the Society's official authorisation |
£55 |
| Approval
of Rights of Way/Release of part security |
£30 |
| Approval
of Tenancy Agreement/Lettings [if not previously let] |
£45 |
| Government
Grant letter, e.g. proof of ownership |
£20 |
| Valuation
fees: |
|
| |
a. Revaluation charge [minimum charge] inc. vat |
£70.50 |
| |
b. Reinspection charge [minimum charge] inc. vat |
£47 |
| Data
Protection Act: |
|
| |
a. [access to computer data] |
£2 |
| |
b. [access to personal records held on the Society's files] |
£10 |
| |
|
|
