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Additional borrowing can be arranged for borrowers who have an existing mortgage with the Society. Funds are available for a wide range of purposes, including:
- Home improvements
- Expanding a business
- University fees
- Purchase of an additional property
The money can be borrowed over the same term of years as your existing mortgage or over a different term, if preferred.
The Key features of this mortgage are detailed opposite. In addition to this, copies of our Tailored Mortgages and Mortgage Information leaflets are available in a PDF download.
For further details and to discuss your individual requirements please contact our Mortgage Department on 01582 463 133 or email mortgages@harpendenbs.co.uk.
Tailored Mortgages Leaflet PDF2.2MB You will need to have Adobe Acrobat Reader installed on your computer to view or print any of our forms. Click here to download.
*The actual rate payable will depend upon your individual circumstances, please ask for a personalised illustration.
This mortgage will be regulated by the Financial Services Authority (FSA). Follow this link for information regarding Mortgage Regulation.
Building insurance cover is required and can be arranged by the Society.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The Society is authorised and regulated by the Financial Services Authority
| Terms | |
| Minimum loan: | £1,000 |
| Maximum loan: | £1.8 million |
| Max Loan to Value: | 70% of the property value |
| Current variable rate: | From 4.19% * |
| Overall cost for comparison: | 4.5% APR * |
| Portable: | Yes |
| Ages: | Min 18 - no maximum |
| Income capacity: | Based on affordability |
| Repayment methods: | Repayment, interest-only, part & part |
| Administration fee: | £55.00 |
| Arrangement fee: | Refer |
| Re-valuation fee: | Refer |
| Legal Fee: | £157.50 |
| Deeds release fee: | £50 |
| Redemption fee: | £75 |
| Early repayment charge: | None |