FONT SIZE 
This mortgage is for the purchase of an additional property that will either be occupied by a member of the family, used as a holiday retreat or as a pied-a-terre.
Mortgages can be arranged on either a short or long-term basis depending on individual requirements. We can also take into account various sources of income, such as investment and rental income, as well as the borrower's main income.
The Key features of this mortgage are detailed below. In addition to this, copies of our Tailored Mortgages and Mortgage Information leaflets are available in a PDF download.
For further details and to discuss your individual requirements please contact our Mortgage Department on 01582 463133 or email mortgages@harpendenbs.co.uk.
Tailored Mortgages Leaflet PDF2.2MB You will need to have Adobe Acrobat Reader installed on your computer to view or print any of our forms. Click here to download.
*The actual rate payable will depend upon your clients individual circumstances, please ask for a personalised illustration.
This mortgage may be regulated by the Financial Services Authority (FSA). Follow this link for information regarding Mortgage Regulation.
Building insurance cover is required and can be arranged by the Society.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The Society is authorised and regulated by the Financial Services Authority
| Terms | |
| Minimum loan: | £10,000 |
| Maximum loan: | £1,000,000 |
| Value of property: | Not less than £75,000 |
| Max Loan to Value: | 65% of the property value |
| Current variable rate: | From 5.19% * |
| Overall cost for comparison: | 5.3% APR * |
| Portable: | Yes |
| Ages: | Minimum 18 - no maximum |
| Income capacity: | Based on affordability |
| Valuation fee: | See Scale |
| Property location: | England and Wales |
| Repayment methods: | Repayment, interest-only, part & part |
| Administration Fee: | £25 |
| Arrangement Fee: | Refer |
| Valuation Fee: | Refer |
| Legal Fee: | Refer |
| Deeds Release fee: | £50 |
| Redemption fee: | £75 |
| Available for new purchase: | Yes |
| Available for remortgage: | Yes |
| Early repayment charge: | For the first 3 years |