Affordability

When considering either a mortgage or additional borrowing, it is very important that you are able to afford both the mortgage payments as well as other monthly bills.

As everyone will have very different commitments, we prefer you to provide us with details regarding your income, outgoings, savings together with your track record.

We will then be in a position to make an individual assessment based on your personal circumstances.

Harpenden Building Society does not use credit scoring when considering mortgage applications - just good, old-fashioned common sense!

To discuss your requirements, either complete our on-line Enquiry form or telephone our Mortgage Department on 01582 765411.

Your home may be repossessed if you do not keep up repayments on your mortgage

The Society is authorised and regulated by the
Financial Services Authority