Savings - Previous Interset Rates

Please note that the rates displayed below are the previous investment rates and were superseded on 1st April 2009

Account Type Amount Gross PA% Net PA%* AER%**(Gross)
Notice Account Hertfordshares
Bedfordshares
(Local Investors)		 £1,000 - £200,000 1.75 1.40 1.76

Notice Account Premiershares
(National Investors)

 £1,000 - £200,000 1.75 1.40 1.76

Cash ISA
Simply ISA
(***Tessa ISA re-classified as Cash ISA from 6th April 2008)

 £1 + 2.50 N/A 2.50
Savings Bond
Freestyle Bond 		£2,000 - £50,000 2.25 1.80 2.25
Instant Access
Escalator Account 		£10 000+
£5,000 - £9,999
£100 - £4,999		 0.75
0.50
0.25		 0.60
0.40
0.20		 0.75
0.50
0.25

Childrens Instant Access
Young Savers Club

 £1 - £5,000 1.95 1.56 1.96
Children's Savings
18 Club 		£1 - £50, 000 2.70 2.16 2.72

Young Savers
21 Club

£1 - £100, 000 2.50 2.00 2.50
Time Deposit £50,000 + Please Phone for Further Information
THIS INFORMATION SHOULD BE READ IN CONJUNCTION WITH THE FULL PRODUCT INFORMATION AND
CODE OF PRACTICE INVESTMENT GUIDE.

*NET RATES ARE ILLUSTRATIVE AND ASSUME TAXATION AT THE LOWER RATE OF 20%.
**AER STANDS FOR ANNUAL EQUIVALENT RATE AND ILLUSTRATES WHAT THE RATE WOULD BE IF INTEREST WAS
PAID AND COMPOUNDED EACH YEAR.
ALL INTEREST RATES ARE VARIABLE.

***FROM THE 6TH OF APRIL 2008, ALL TESSA ISA ACCOUNTS WERE AUTOMATICALLY CONVERTED TO CASH ISA'S. AS SUCH THE TERMS AND CONDITIONS FOR THE TESSA ISA ARE NOW THE SAME AS OUR SIMPLY ISA ACCOUNT.

TESSA ISA CUSTOMERS WILL NOW BENEFIT FROM INSTANT ACCESS TO THEIR FUNDS, AND A SMALLER REQUIRED MINIMUM BALANCE. THIS ACCOUNT CAN NOW ALSO BE USED TO PAY INTO FOR THIS YEAR'S CASH ISA ALLOWANCE, PROVIDING NO DEPOSITS HAVE BEEN MADE TO ANOTHER CASH ISA IN THE SAME TAX YEAR.