Savings

We believe in keeping things simple and straightforward, which is why our savings accounts are easy to operate. We are confident that we can provide you with a savings account to suit your individual needs, forming an important role in your financial affairs.

Our current investment rates are shown to the right and a full investment rates leaflet is available as a PDF download. For further information on each specific account simply click the account name shown.

Phil Bannister
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Phil Bannister
Head of Operations

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Investment Rates as at 21st June 2014

Account Type Amount Gross PA% Net PA%* AER%**(Gross)
Notice Account Hertfordshares
Bedfordshares

(Existing Members Only Prior to 1/12/2013)
£1,000 - £100,000 1.50 1.20 1.51

Notice Account Premiershares
(Existing Members Only Prior to 1/12/2013)

£1,000 - £100,000 1.50 1.20 1.51
Cash ISA
Simply ISA

(Existing Members Only Prior to 22/03/2013)
£1 + 1.50
N/A 1.50
Cash ISA
Junior Cash ISA
£1+ 2.25 N/A 2.25
Instant Access
Escalator Account
£10 000+
£100 - £9,999
0.75
0.50
0.60
0.40

0.75
0.50

Childrens Instant Access
Young Savers Club

£1 - £5,000 1.70 1.36 1.71
Children's Savings
18 Club
£1 + 2.45 1.96 2.47
Young Savers
21 Club
£1 + 2.25 1.80 2.25

Savings Bond
Freestyle Bond

(CLOSED TO NEW APPLICATIONS)

£2,000 + 2.10 1.68 2.10
THIS INFORMATION SHOULD BE READ IN CONJUNCTION WITH THE FULL PRODUCT INFORMATION
AND GENERAL TERMS AND CONDITIONS FOR RETAIL SAVINGS ACCOUNTS.


*NET RATES ARE ILLUSTRATIVE AND ASSUME TAXATION AT THE LOWER RATE OF 20%.
**AER STANDS FOR ANNUAL EQUIVALENT RATE AND ILLUSTRATES WHAT THE RATE WOULD BE IF INTEREST
WAS PAID AND COMPOUNDED EACH YEAR. INTEREST RATES ARE VARIABLE.