Savings

We believe in keeping things simple and straightforward, which is why our savings accounts are easy to operate. We are confident that we can provide you with a savings account to suit your individual needs, forming an important role in your financial affairs.

Our current investment rates are shown to the right and a full investment rates leaflet is available as a PDF download. For further information on each specific account simply click the account name shown.

Phil Bannister
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Phil Bannister
Head of Operations & Investments

pdf iconInvestment Rate Leaflet PDF200KB
You will need to have Adobe Acrobat Reader installed on your computer to view or print any of our forms. Click here to download.

Investment Rates as at 6th April 2010

Account Type Amount Gross PA% Net PA%* AER%**(Gross)
Notice Account Hertfordshares
Bedfordshares
(Local Investors)		 £1,000 - £200,000 1.50 1.20 1.51

Notice Account Premiershares
(National Investors)

 £1,000 - £200,000 1.50 1.20 1.51
Cash ISA
Simply ISA
(Tessa ISA re-classified as Cash ISA from 6th April 2008)		 £1 + 2.25 N/A 2.25
Savings Bond
Freestyle Bond 		£2,000 - £50,000 2.10 1.68 2.10
Instant Access
Escalator Account 		£10 000+
£100 - £9,999		 0.50
0.25

0.40
0.20

 0.50
0.25

Childrens Instant Access
Young Savers Club

 £1 - £5,000 1.70 1.36 1.71
Children's Savings
18 Club 		£1 - £50, 000 2.45 1.96 2.47

Young Savers
21 Club

£1 - £100, 000 2.25 1.80 2.25
Time Deposit £50,000 + Please Phone for Further Information
THIS INFORMATION SHOULD BE READ IN CONJUNCTION WITH THE FULL PRODUCT INFORMATION
AND SAVERS TERMS AND CONDITIONS.

*NET RATES ARE ILLUSTRATIVE AND ASSUME TAXATION AT THE LOWER RATE OF 20%.
**AER STANDS FOR ANNUAL EQUIVALENT RATE AND ILLUSTRATES WHAT THE RATE WOULD BE IF INTEREST
WAS PAID AND COMPOUNDED EACH YEAR.
ALL INTEREST RATES ARE VARIABLE.