Winner of What Mortgage Awards 2015 to 2019
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YOUR  MORTGAGE WILL BE SECURED ON YOUR PROPERTY AND YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

MORTGAGE PRODUCTS ARE REGULATED BY THE FINANCIAL CONDUCT AUTHORITY EXCEPT SECOND/HOLIDAY HOME, BUY-TO-LET AND RESIDENTIAL DEVELOPMENT, WHERE THE BORROWER DOES NOT RESIDE ON SITE DURING THE DEVELOPMENT PERIOD.

Guarantor Mortgages

THIS INFORMATION IS FOR USE BY AUTHORISED INTERMEDIARIES ONLY

Contact us: 01582 463133 | brokers@harpendenbs.co.uk

GUARANTOR
Term
3 Year Discount
Variable Rate Repayment 2.99%
Followed by our variable reversion rate
4.19%
Available for
Purchase, Remortgage, Release of Equity
Repayment Type
Repayment
APRC Repayment
4.0%
Min/Max Mortgage
£75,000 - £3,500,000
Max Term
35 Years
Max LTV Repayment
80%
Arrangement Fee
By arrangement (Minimum £1,000)
Admin Fee
£100 (Refunded upon completion)
ERC's
None
REPRESENTATIVE EXAMPLE
A Capital and Interest mortgage of £245,430.00 payable over 17 years initially on a Discounted Variable Rate for 3 years at 2.99% and then on our Standard Variable Rate of 4.19% for the remaining 14 years would require 36 monthly payments of £1,536.11 and 168 monthly payments of £1,659.52

The total amount payable would be £337,614.32 made up of the loan amount plus interest (£88,669.32), an Arrangement Fee of £2,430.00, an Administration Fee of £100.00, a Valuation Fee of £500.00 (property value £610,000.00), Legal Fees of £360.00, a Redemption Fee of £75.00 and a Deeds Release Fee of £50.00

The overall cost for comparison is 4.0% APRC

KEY FEATURES
  • We do not credit score, we offer a manual underwriting process and work with you every step of the way
  • No upper age limit, provided there is ongoing income to support the borrowing
  • Up to four borrowers per application

Get in touch with our Mortgage Team

01582 463133 | brokers@harpendenbs.co.uk

YOUR  MORTGAGE WILL BE SECURED ON YOUR PROPERTY AND YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

MORTGAGE PRODUCTS ARE REGULATED BY THE FINANCIAL CONDUCT AUTHORITY EXCEPT SECOND/HOLIDAY HOME, BUY-TO-LET AND RESIDENTIAL DEVELOPMENT, WHERE THE BORROWER DOES NOT RESIDE ON SITE DURING THE DEVELOPMENT PERIOD.