Buy-to-Let Mortgage Criteria Search
View the criteria required that landlords must satisfy to obtain buy‑to‑let mortgages with us.
Acceptable in most instances for any property built within last 6 years. Refer for suitability.
Not acceptable
Not acceptable
Not acceptable
Yes if purchasing for own residential use
Not acceptable
Will consider.
Acceptable. No limit on age gaps. No upper age limit. We also offer JBSP (Joint Borrower Sole Proprietor) mortgages.
Not acceptable.
Must be at least 3 years since arrangement was in place.
Key Resources for Intermediaries
Rate Card
A comprehensive breakdown of our current mortgage product rates. Helping you make informed recommendations.
Affordability Calculator
Use our affordability calculator to estimate how much your clients could borrow.
Submit a Case
You can submit a full mortgage application, along with any supporting documents through our Broker Portal.
Intermediaries – Stay connected with Harpenden
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Latest News
Industry
Fixed Rate product update
FOR INTERMEDIARY/PROFESSIONAL ADVISORS ONLY. NOT FOR CONSUMER USE.
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Harpenden wins ‘Best Local Building Society’ at the 2026 What Mortgage Awards
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FOR INTERMEDIARY/PROFESSIONAL ADVISORS ONLY. NOT FOR CONSUMER USE.
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