Buy-to-Let Mortgage Criteria
Yes.
Last updated: 28/09/2020
No.
Last Updated: 09/03/2019
Will require an accountant reference and accounts.
Last Updated: 09/03/2019
Yes, if using to assess most recent completed years and sustainability going forward.
Last Updated: 09/03/2019
Will require an accountant reference and accounts.
Last Updated: 09/03/2019
Accountants must be a member or fellow of the following Institutes, Associations or professional bodies:
– Member/Fellow of the Chartered Institute of Taxation (CTA)
– Member/Fellow of the Institute of Chartered Accountants in England & Wales (ICAEW) (ACA or FCA)
– Member/Fellow of the Institute of Chartered Accountants of Scotland (ICAS) (CA)
– Member/Fellow of the Association of Chartered Certified Accountants (ACCA or FCCA)
– Member/Fellow of the Chartered Institute of Management Accountants (CIMA) (ACMA or FCMA)
– Member of the Chartered Institute of Public Finance and Accountancy (CIPFA) (CPFA)
– Member/Fellow of the Association of International Accountants (AIA) (AAIA or FAIA)
– Member/Fellow of the Association of Authorised Public Accountants (AAPA)
– Member/Fellow of the Institute of Financial Accountants (IFA) (FFA or AFA)
– Member/Fellow of the Association of Certified Public Accountants (CPA) (ACPA or FCPA).
Last Updated: 08/03/2019
No.
Last Updated: 09/03/2019
Max 50% LTV. Properties with Agricultural restrictions can be accepted (subject also to the restriction being readily satisfied by the applicants), and subject to valuers comments.
Last Updated: 08/03/2019
Please refer to our BDM team – brokerteam@harpendenbs.co.uk, 01582 463133 – Option 1.
Last Updated: 30/12/2025
The Society can accept 80% of employed income received in the following denominations – Euro, Swiss Francs, US Dollars, Australian Dollars, Canadian Dollars, Danish/Swedish/Norwegian Krona, New Zealand Dollars, Singapore Dollars, Saudi Riyals, UAE Dirhams, Hong Kong Dollars, Kuwaiti Dinar, Polish Zloty, Indian Rupees. The Society can accept 70% of employed income received in the following denominations – Qatar Rials, Hungarian Forint, Japanese Yen, South African Rand, Thai Baht.
Last updated: 30/12/2025
