Why Harpenden?

Why Harpenden Building Society?

We support savers who want their money to go further and brokers seeking to solve complex borrowing needs for their clients, all while building financial confidence in the community.

Our members choose Harpenden Building Society because we care, put people before profits and are one of a dwindling number of financial institutions that still prioritise human interactions.

What financial solutions does Harpenden Building Society provide?

Harpenden primarily provides a range of savings accounts and flexible mortgage lending solutions for savers and borrowers locally and UK-wide. So, here’s what you can expect: 

• Tailored mortgages to meet complex borrowing needs
• Clear and fairly-priced savings accounts for various purposes
• A mutual model that serves and benefits our society members
• Financial confidence for the local and wider community

Helping brokers solve complex needs

For many people, finding the right mortgage can appear overwhelming and confusing. At Harpenden, we remove the faff and friction. Our mortgages are individually underwritten, as we assess each situation on its merits to help provide the most suitable solution in each case.

Working directly with intermediaries, we ensure brokers and financial advisers can deliver the right borrowing solutions for specific circumstances – no matter how complex they seem.

Convenient savings accounts with clear and competitive rates

We believe choosing and opening a savings account should be easy. That’s why we’ve designed numerous accounts to suit different needs, each with clearly outlined features, benefits and rates.

Choose from a wide selection of savings accounts, from personal savings, instant access accounts and cash ISAs to business savings and trust savings accounts, with options to manage them online, backed by dedicated support from our knowledgeable team.

The feeling is mutual

As a mutual, we serve our members, not boost shareholders’ profits. This means those using Harpenden Building Society can be clear about our priorities – providing solutions for brokers, savers and borrowers that deliver value and address specific financial needs.

Supporting the community

The community is the heartbeat of Harpenden, and we support our community through our unique model, hands-on approach, flexible solutions and charitable activities.

We’re proud of the role we play in creating financial confidence and supporting both our local community in Hertfordshire, where we’re based, and the wider community of consumers, brokers and savers across the UK. 

Working for one of the best local building societies in the UK

We recognise that our people are our greatest asset. This is embedded in our values and organisational model, and also our approach to recruitment.

Working for Harpenden Building Society means being part of an award-winning team that’s highly knowledgeable, personable and, importantly, cares about people’s futures. We’re proud of our reputation as one of the best places to work in the UK, and we strive to maintain and build on it by protecting the interests of our members and retaining their trust.

We aim to become the leading small business society in the UK, and we’re well on the way, as Harpenden was named the Best Local Building Society in the 2025 What Mortgage Awards.

If you think you can add value to our team and, in turn, our members, learn more about joining Harpenden and what roles we currently have available.