Saving with confidence
Welcome to savings with Harpenden.
We offer a diverse range of savings accounts designed to suit different ways of saving. With clear options and dependable support throughout, we focus on helping you choose what’s right for you.
As a mutual that puts people first, we’re here to help you feel confident about your savings, for now and in the future.
View our full range of savings accounts and our current rates in the table below.
Our savings portfolio
- Fixed Rate Bonds – Ideal if you want a certainty of return/guaranteed interest
- ISA Accounts – For savers who want to save and keep the interest or returns tax-free
- Notice Accounts – You are comfortable giving notice before accessing your money
- Instant Access Accounts – Suitable if you want to be able to take your money out straight away or on the same day, with no charges
- Young Savers Accounts – For those aged between 0-18
- Specialist Accounts – Business, Trust and SIPP Accounts available
Accounts Available
18-30 Regular Saver (Issue 1)
5 Year Fixed Rate Bond (Issue 2) – 30.11.2031
5 Year Fixed Rate Cash ISA (Issue 2) – 30.11.2031
2 Year Fixed Rate Cash ISA (Issue 9) – 30.11.2028
2 Year Fixed Rate Bond (Issue 15) – 30.11.2028
Hart 1 Year Fixed Rate Cash ISA (Issue 3) – 30.11.2027
1 Year Fixed Rate Cash ISA (Issue 2) – 30.11.2027
1 Year Fixed Rate Bond (Issue 10) – 30.11.2027
2 Year Fixed Rate Business Bond (Issue 4) – 30.11.2028
Online Single Access ISA (Issue 3)
Online Single Access (Issue 3)
90 Days' Notice ISA (Issue 1)
90 Days' Notice (Issue 3)
Hart ISA (Issue 1)
Hart Saver account (Issue 1)
95 Days' Notice Business Account (Issue 1)
Online Instant Access (Issue 3)
Online ISA (Issue 4)
35 Days' Notice Business Account (Issue 1)
Young Savers Instant Access (Issue 1)
SIPP 35 Days' Notice Account (Issue 1)
SIPP Instant Access Account (Issue 1)
35 Days' Notice Trust Account (Issue 1)
Instant Access Trust Account (Issue 1)
Instant Access Account (Issue 2)
Cash ISA (Issue 2)
Disclaimer: For ISA products – the “Tax-free PA” is the annual rate of interest. Cash ISAs are not subject to the deduction of tax on savings income under current legislation. The annual equivalent rate (AER) is a notional rate which illustrates what the gross interest rate would be if the interest was paid and added to the account annually. For non-ISA products – the gross rate (PA) is the rate before deducting tax at the rate applicable to savings income. The annual equivalent rate (AER) is a notional rate which illustrates what the gross interest rate would be if the interest was paid and added to the account annually. Your tax treatment will depend on your individual circumstances and may be subject to change in the future. The rate of interest payable on variable rate accounts may be subject to change in the future.
For our members
How can we help you today?
Latest News
Community
OCT 21, 2026
Toastie Tuesday for Herts Young Homeless
Toastie Tuesday was back on the menu on Tuesday 20th October. Our much-loved Toastie Tuesday made a welcome return, bringing colleagues together for great food and an even greater cause. Toastie…
Community
OCT 01, 2026
2026/27 Charitable Grants: Youth Talk
HBS grant: £3,738.29 Download article here Every young person deserves someone to talk to. Growing up has never been easy. But for many young people today, it can feel overwhelming. Alongside the usual…
Industry
JUL 31, 2026
Fixed Rate product update
FOR INTERMEDIARY/PROFESSIONAL ADVISORS ONLY. NOT FOR CONSUMER USE.
Community
JUL 20, 2026
St Albans & Harpenden Careers Fair 2026
On a glorious Friday in early July, four of our colleagues volunteered at the St Albans and Harpenden Careers Fair, held at Rothamsted Research Conference Centre. This annual event brings together…
Latest News
JUL 10, 2026
Harpenden wins ‘Best Local Building Society’ at the 2026 What Mortgage Awards
Harpenden Building Society wins ‘Best Local Building Society’ for the 12th year in a row, as well as being marked ‘Highly Commended’ in the ‘Best Specialist Lender’ and ‘Best Large…
Community
JUL 01, 2026
Harpenden Support – Mia Caruso
From a young age I have been fascinated by cars and have grown up as a Ferrari enthusiast. Watching the F1 from a tiny age was a normal part of…
Community
JUN 30, 2026
Herts Young Homeless – Volunteering
One of the most rewarding aspects of working for a building society is the opportunity to volunteer alongside colleagues. At Harpenden Building Society, every colleague is given two days each…