Our Team | Harpenden Building Society

We are run day-to-day by a Senior Management Team and overseen by an elected Board of Directors.

The Board are responsible for directing and supervising the Society’s affairs. Ensuring that it meets its statutory and regulatory obligations and protecting the interests of our members. It also has a duty to ensure that the Society maintains proper accounting records and effective business control systems.

The Board delegates certain powers and responsibilities to Board sub-committees, chaired by Non-Executive Directors and attended by a blend of Non-Executive Directors, Executives and Senior Management.

The Board

Chairman
Stephen Richardson

Stephen joined the Society as a non-executive director in January 2014 and was appointed Chair in June 2016. He is a member of the Society’s Remuneration & Nominations Committee.

Stephen brings a wealth of strategic leadership to the organisation. He has over 35 years of management and leadership experience in financial services at Barclays, Flemings and the Bank of New York, where he was Chief Operating Officer for Europe.

He was Global Head of Wealth Management at the World Gold Council (trade body for global gold mining companies) covering China, India, Europe and the USA until mid-2013.

Stephen now has a range of non-executive and advisory/consulting roles.

Vice Chairman
Judith Mortimer Sykes

Judith joined the Society in October 2011, was appointed Vice Chair in March 2014 and became Senior Independent Director in January 2016. Judith is the Chair of the Society’s Remuneration & Nominations Committee and a member of the Risk Committee. She is an experienced non-executive director with substantial and varied board experience of corporate governance, strategy and risk.

Judith has significant financial services experience which has encompassed corporate banking at Bank of America. She also has extensive experience of retail banking in the mutual sector including six years as Head of Lending Control at the Nationwide Building Society where she spent 18 years of her career.

Non-Executive Director
Peter Baynham

Peter joined the Society as a non-executive director in November 2014 and chairs the Society’s Audit & Compliance Committee. He is also a member of the Risk Committee.

He is a Chartered Accountant and has held a number of senior positions in both financial services companies and other organisations. Until his retirement in 2011 he was, for over 10 years, a Partner in Mercer, the international consulting firm.

Peter holds a number of other non-executive positions, including three roles as the Chairman of Audit and Risk Committees. He is also a trustee of the ABF The Soldiers’ Charity.

Non-Executive Director
Jill Robinson

Jill joined the Society as a non-executive director in September 2016 and is a member of the Risk Committee and the Audit & Compliance Committee.

She has gained considerable experience as Operations and Finance Director within large multi-national financial services companies and has a proven track record of transforming operations for the benefit of customers to align with corporate strategy.

Jill has held several senior roles including Transformation Director for Prudential plc, Head of Customer Service Delivery for Mercer and, more recently, Finance and Outsourcing Director dealing with the sale of Marine and General Mutual.

Finance Director
George McGrady

George joined the Society as Finance Director in May 2016 and joined the board in January 2017.

George provides financial oversight and has been an active leader for the Society’s strategic direction based on financial strength, sustainability and member value. His strong background means that he is also a key member of the Society's Leadership Team.

He's a Chartered Accountant, with a wealth of financial experience from extensive periods at a number of organisations including KPMG, and most recently Hornbuckle (the UK’s largest independent pension administration provider), where he assumed the position of Chief Financial Officer.

George has a strong background in the mutual sector, having collectively spent 12 years with Nationwide and Lambeth building societies.

Chief Executive Officer
Sarah Howe

Sarah joined the Society in January 2019 from Saffron Building Society where she was an executive director.

With over 30 years' of experience, Sarah has worked for market leading organisations in financial services and the retail home shopping sector. Sarah was the Chief Customer Officer at Saffron Building Society having joined them in 2013. Prior to that she was the Marketing Director for RIAS PLC (general insurance) and Chief Marketing Officer for Bupa where she worked for 10 years.

Sarah is currently the Independent Chair of the Openwork Client Panel, a post she has held since January 2017. The panel is advisory with focus on customer outcomes and providing recommendations to the board of Openwork Holdings Limited.

Non Executive Director
Nigel Boothroyd

Nigel joined the Society as a non-executive director in March 2019 and is a member of the Risk Committee and Audit & Compliance Committee.

He has significant executive-level experience within financial services, having spent some 38 years at HSBC Group. He has carried out a number of senior roles, with experience of Corporate and Commercial Banking, Credit Risk, Operational Risk, Retail Banking and Wealth Management. Nigel has served on a number of Executive and Risk Committees within the UK, Europe and North America. He was also the National Head of Corporate Banking with HSBC Canada between 2012 and 2015.

Nigel is currently the Chair of the Risk Committee at Redwood Bank and also chairs the Credit Committee at Reliance Bank.

Non Executive Director
Mark Willis

Having joined the Society in January 2019, Mark is currently chair of the Board Risk Committee and member of the Audit and Compliance Committee.

Mark has spent his career in financial services, most recently as Chief Risk Officer at National Counties Building Society which he joined in 2013. Previously, Mark served in a number of both operational and oversight roles in financial risk management at Nationwide Building Society (including Head of Market Risk) and with Nationwide Pension Fund as trustee.

Mark is currently a Reader in the Church of England and trustee of the National Counties Pension Fund.

Mark graduated in PPE from Keble College, Oxford and is qualified as a Chartered Accountant and Corporate Treasurer. He also holds the PMI Award in Pension Trusteeship.

Senior Management Team

Chief Executive Officer
Sarah Howe

Sarah joined the Society in January 2019 from Saffron Building Society where she was an executive director.

Finance Director
George McGrady

George joined the Society as Finance Director in May 2016 and joined the board in January 2017.

George has a strong background in the mutual sector, having collectively spent 12 years with the Nationwide and Lambeth Building Societies.

We are run day-to-day by a Senior Management Team and overseen by an elected Board of Directors.

The Board

Chairman
Stephen Richardson

Vice Chairman
Judith Mortimer Sykes

Non-Executive Director
Peter Baynham

Non-Executive Director
Jill Robinson

Finance Director
George McGrady

Chief Executive Officer
Sarah Howe

Non Executive Director
Nigel Boothroyd

Non Executive Director
Mark Willis

Senior Management Team

Chief Executive Officer
Sarah Howe

Finance Director
George McGrady

Head of Lending
Ken Hale

Head of Operations
Phil Bannister

Society Secretary
Roy Badcock

Head of Finance & Treasury
Vikas Mawkin

Head of Risk & Compliance
Martin Langlands

We are run day-to-day by a Senior Management Team and overseen by an elected Board of Directors.

The Board

ChairmanStephen Richardson

Vice ChairmanJudith Mortimer Sykes

Non-Executive DirectorPeter Baynham

Non-Executive DirectorJill Robinson

Finance DirectorGeorge McGrady

Chief Executive OfficerSarah Howe

Non Executive DirectorNigel Boothroyd

Non Executive DirectorMark Willis

Senior Management Team

Chief Executive OfficerSarah Howe

Finance DirectorGeorge McGrady

Head of LendingKen Hale

Head of OperationsPhil Bannister

Society SecretaryRoy Badcock

Head of Finance & TreasuryVikas Mawkin

Head of Risk & ComplianceMartin Langlands

Chairman
Stephen Richardson

Vice Chairman
Judith Mortimer Sykes

Non-Executive Director
Peter Baynham

Non-Executive Director
Jill Robinson

Finance Director
George McGrady

Chief Executive Officer
Sarah Howe

Non Executive Director
Nigel Boothroyd

Non Executive Director
Mark Willis

Chief Executive Officer
Sarah Howe

Finance Director
George McGrady

Head of Lending
Ken Hale

Head of Operations
Phil Bannister

Society Secretary
Roy Badcock

Head of Finance & Treasury
Vikas Mawkin

Head of Risk & Compliance
Martin Langlands