Our Mortgages

Tailored mortgages from Harpenden Building Society

Harpenden Building Society is a specialist mortgage lender that provides individually assessed mortgage solutions others won’t. We help brokers and intermediaries serve borrowers with complex financial situations.

Complex mortgage needs? No problem

If everyone’s circumstances were the same, the world would be a far less interesting place. And when it comes to property needs, some lenders steer away from complicated circumstances. At Harpenden, we walk towards them.

We embrace the complex, making mortgage lending far simpler for brokers and less overwhelming for borrowers wondering how to find the right mortgage for their needs.

How does Harpenden’s tailored mortgage lending work?

So, how do we tackle complex mortgage requirements? By taking a tailored approach to lending, assessing all situations with an open mind and using our expertise to individually underwrite mortgages with the flexibility to meet specific needs.

Keys to our tailored mortgage lending approach:

• Our experts assess every case individually
• Harpenden’s model is designed to embrace complexity
• We give brokers the flexibility to better serve their clients
• Our underwriters are extremely knowledgeable about diverse financial situations

We deal exclusively with intermediaries, so we advise new mortgage customers to seek independent mortgage advice. When you’ve found the property you want, speak with your mortgage adviser to discuss your finances and borrowing needs.

What types of mortgages does Harpenden offer?

Harpenden offers a range of mortgage solutions for different property needs, each with built-in flexibility. Our specialist underwriters look at each application with a positive mindset to help brokers find the right mortgage solutions for each borrower and their specific circumstances.

Your home may be repossessed if you do not keep up repayments on your mortgage.

If you fail to keep up with payments on your mortgage a ‘Receiver of Rent’ may be appointed and your rental property, or other property used as security, may be repossessed.