Why choose a Harpenden Building Society mortgage?
When it comes to finding your ideal home or property venture, the heart can rule the head. However, funding the purchase and getting the right mortgage can send your head spinning! But it shouldn’t be that complicated.
At Harpenden Building Society, we make getting a suitable mortgage simple with our tailored approach to property lending.
How do Harpenden’s mortgages work?
The right mortgage is the one that’s best for your specific circumstances, but choosing a suitable lender can be tricky. Luckily, our mortgages are individually underwritten. We welcome all types of property purchases and take the time to understand your situation, allowing us to provide a mortgage that meets your particular needs.
It’s important to note that we work directly with intermediaries. Therefore, we advise new mortgage customers to obtain independent advice. This is part of our commitment to responsible lending.
If you’ve found the property you want to purchase, speak with your mortgage adviser and discuss your financial situation with them before moving forward.
Your home may be repossessed if you do not keep up repayments on your mortgage.
If you fail to keep up with payments on your mortgage a ‘Receiver of Rent’ may be appointed and your rental property, or other property used as security, may be repossessed.
Key reasons to choose Harpenden mortgages
We’re built for purpose, not profit
Our hands-on approach and can-do attitude set us apart
We deliver when others can’t by individually assessing borrower needs
Working with intermediaries to solve complex borrowing needs
If you’re a mortgage broker or financial intermediary serving borrowers with complex needs and situations, we have you covered. Harpenden Building Society is a specialist lender that provides individually assessed mortgage solutions that many others don’t or won’t.
We’re committed to making big financial decisions less intimidating and confusing, simplifying complex situations and empowering brokers to deliver the right solutions for their clients.
Learn more about the ins and outs of our flexible mortgage lending solutions in our mortgage FAQs.
What are the benefits of Harpenden’s mortgage solutions?
An individual approach to your mortgage application
-We assess each application individually
-We apply good judgment and expertise
-Our team is extremely knowledgeable and uses sound lending practices
-We understand and embrace complex applications
A flexible lending view on each case
– A flexible approach rather than focusing on potential difficulties
– There’s no upper age restriction
– Up to 4 borrowers per application
– Provide repayment and interest-only options (and a combination of both)
An open mind to financial situations
– Lend to people who are employed, self-employed, retired and contractors
– Assess all income – pensions, drawings, dividends, rental, investment and trust income and maintenance
– Salaries, bonuses and commissions considered
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