A tailored mortgage lending approach for letting opportunities
Purchasing properties to let is a delicate balancing act for prospective buyers, and finding the right mortgage can often be a minefield. That’s why we take a flexible lending approach, individually underwriting our BTL mortgages to accommodate all kinds of buyers.
Our buy-to-let mortgages are for both established landlords and people entering the market for the first time. We consider various financial situations, including those fully supported by rental income or where personal income is required to help cover the costs.
Working directly with intermediaries, we can untangle even the most unusual property needs, tailoring our mortgage solutions accordingly.
If you’re an intermediary or professional mortgage adviser, any eligible application you submit to us will be carefully reviewed by our specialist underwriters.
Key features of our flexible Buy-to-Let mortgages
- We accept first-time buyers and landlords, plus experienced ones
- Top-slicing options are available
- We consider non-owner-occupied properties for BTL mortgage lending
- Each applicant’s situation is individually assessed
Our Current Buy-to-Let Mortgage Rates
2 YEAR DISCOUNT
Current Pay Rate
Followed by our Standard Variable Rate
Maximum LTV
Loan Amount
Product Fee
ERCs
FIXED
Current Pay Rate
Followed by our Standard Variable Rate
Maximum LTV
Loan Amount
Product Fee
ERCs
FIXED
Current Pay Rate
Followed by our Standard Variable Rate
Maximum LTV
Loan Amount
Product Fee
ERCs
Please note: the above is for Intermediary use only – not for consumer distribution.
Key Resources for Intermediaries
BTL Criteria Card
A handy snapshot of our key BTL criteria. Helping you match clients with the right solution.
Affordability Calculator
Use our affordability calculator to estimate how much your clients could borrow.
Contact the Team
Our team is on hand whenever you need us. Ready with clear answers and practical support for every scenario.
Intermediaries – Stay connected with Harpenden
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