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All Products

A clear and comprehensive breakdown of all our current mortgage products and rates. Simple to understand, easy to compare, and all in one place. We’ve designed this to help you make confident, informed decisions for your clients’ next steps.

Residential Criteria  BTL Criteria

FOR INTERMEDIARY/PROFESSIONAL ADVISORS ONLY. NOT FOR CONSUMER USE. IF YOU ARE A CONSUMER, RETURN TO OUR HOMEPAGE

Our Current Mortgage Products & Rates

Residential

DISCOUNT

Current Pay Rate

4.84%
variable

Followed by our Standard Variable Rate

7.49%

Maximum LTV

65.00%

Loan Amount

£150,000 – £1,250,000

Product Fee

£995.00

ERCs

3% Year 1; 2% Year 2
Residential Second Home

DISCOUNT

Current Pay Rate

4.94%
variable

Followed by our Standard Variable Rate

7.49%

Maximum LTV

65.00%

Loan Amount

£150,000 – £1,250,000

Product Fee

£995.00

ERCs

3% Year 1, 2% Year 2
Residential

DISCOUNT

Current Pay Rate

5.04%
variable

Followed by our Standard Variable Rate

7.49%

Maximum LTV

75.00%

Loan Amount

£150,000 – £1,250,000

Product Fee

£995.00

ERCs

3% Year 1; 2% Year 2
Residential Second Home

DISCOUNT

Current Pay Rate

5.14%
variable

Followed by our Standard Variable Rate

7.49%

Maximum LTV

75.00%

Loan Amount

£150,000 – £1,250,000

Product Fee

£995.00

ERCs

3% Year 1, 2% Year 2
Holiday Let (Standard)

DISCOUNT

Current Pay Rate

5.34%
variable

Followed by our Standard Variable Rate

7.49%

Maximum LTV

75.00%

Loan Amount

£150,000 – £1,250,000

Product Fee

£995.00

ERCs

3% Year 1; 2% Year 2
Residential Large Loan

DISCOUNT

Current Pay Rate

5.34%
variable

Followed by our Standard Variable Rate

7.49%

Maximum LTV

75.00%

Loan Amount

£1,250,001 – £3,500,000

Product Fee

£1,500.00

ERCs

3% Year 1; 2% Year 2
Residential

FIXED

Fixed until 31/07/2028

Current Pay Rate

5.44%
fixed

Followed by our Standard Variable Rate

7.49%

Maximum LTV

55.00%

Loan Amount

£150,000 – £1,250,000

Product Fee

£995.00

ERCs

3% Year 1; 2% Year 2
Self-Build

DISCOUNT

Available only via Mayflower Mortgage & Finance

Current Pay Rate

5.54%
variable

Followed by our Standard Variable Rate

7.49%

Maximum LTV

65.00%

Loan Amount

£150,000 – £1,250,000

Product Fee

£1,500.00

ERCs

2% Year 1 & 2
Residential

FIXED

Fixed until 31/07/2028

Current Pay Rate

5.58%
fixed

Followed by our Standard Variable Rate

7.49%

Maximum LTV

65.00%

Loan Amount

£150,000 – £1,250,000

Product Fee

£995.00

ERCs

3% Year 1; 2% Year 2
Residential

FIXED

Fixed until 31/07/2028

Current Pay Rate

5.59%
fixed

Followed by our Standard Variable Rate

7.49%

Maximum LTV

70.00%

Loan Amount

£150,000 – £1,250,000

Product Fee

£995.00

ERCs

3% Year 1; 2% Year 2
Self-Build

DISCOUNT

Current Pay Rate

5.64%
variable

Followed by our Standard Variable Rate

7.49%

Maximum LTV

65.00%

Loan Amount

£150,000 – £1,250,000

Product Fee

£1,500.00

ERCs

2% Year 1 & 2
Residential

FIXED

Fixed until 31/07/2028

Current Pay Rate

5.71%
fixed

Followed by our Standard Variable Rate

7.49%

Maximum LTV

75.00%

Loan Amount

£150,000 – £1,250,000

Product Fee

£995.00

ERCs

3% Year 1; 2% Year 2
Self-Build

DISCOUNT

Available only via Mayflower Mortgage & Finance

Current Pay Rate

5.74%
variable

Followed by our Standard Variable Rate

7.49%

Maximum LTV

75.00%

Loan Amount

£150,000 – £2,000,000

Product Fee

£1,500.00

ERCs

2% Year 1 & 2
Self-Build

DISCOUNT

Current Pay Rate

5.84%
variable

Followed by our Standard Variable Rate

7.49%

Maximum LTV

75.00%

Loan Amount

£150,000 – £2,000,000

Product Fee

£1,500.00

ERCs

2% Year 1 & 2
Residential Large Loan

FIXED

Fixed until 31/07/2028

Current Pay Rate

5.84%
fixed

Followed by our Standard Variable Rate

7.49%

Maximum LTV

75.00%

Loan Amount

£1,250,001 – £3,500,000

Product Fee

£1,500.00

ERCs

3% Year 1; 2% Year 2
Residential

FIXED

Fixed until 31/07/2028

Current Pay Rate

5.93%
fixed

Followed by our Standard Variable Rate

7.49%

Maximum LTV

85.00%
(Repayment Only)

Loan Amount

£150,000 – £1,250,000

Product Fee

£995.00

ERCs

3% Year 1, 2% Year 2
Buy-To-Let (Standard)

FIXED

Fixed until 31/07/2028

Current Pay Rate

5.93%
fixed

Followed by our Standard Variable Rate

7.49%

Maximum LTV

75.00%

Loan Amount

£150,000 – £1,250,000

Product Fee

£995.00

ERCs

3% Year 1; 2% Year 2
Limited Company BTL & Holiday Let

FIXED

Fixed until 31/07/2028

Current Pay Rate

6.07%
fixed

Followed by our Standard Variable Rate

7.49%

Maximum LTV

75.00%

Loan Amount

£150,000 – £1,250,000

Product Fee

£1,500.00

ERCs

3% Year 1; 2% Year 2
Holiday Let (Standard)

FIXED

Fixed until 31/07/2028

Current Pay Rate

6.09%
fixed

Followed by our Standard Variable Rate

7.49%

Maximum LTV

75.00%

Loan Amount

£150,000 – £1,250,000

Product Fee

£995.00

ERCs

3% Year 1, 2% Year 2
Buy-To-Let (Standard)

FIXED

Fixed until 31/07/2028

Current Pay Rate

6.14%
fixed

Followed by our Standard Variable Rate

7.49%

Maximum LTV

75.00%

Loan Amount

£1,250,001 – £2,000,000

Product Fee

£1,500.00

ERCs

3% Year 1; 2% Year 2
Holiday Let (Standard)

FIXED

Fixed until 3“`1/07/2028

Current Pay Rate

6.16%
fixed

Followed by our Standard Variable Rate

7.49%

Maximum LTV

75.00%

Loan Amount

£1,250,001 – £2,000,000

Product Fee

£1,500.00

ERCs

3% Year 1, 2% Year 2
Limited Company BTL & Holiday Let

FIXED

Fixed until 31/07/2028

Current Pay Rate

6.18%
fixed

Followed by our Standard Variable Rate

7.49%

Maximum LTV

75.00%

Loan Amount

£1,250,001 – £3,000,000

Product Fee

£1,500.00

ERCs

3% Year 1; 2% Year 2

Please note: the above is for Intermediary use only – not for consumer distribution.

Key Resources for Intermediaries

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Forms & Documents

Access key forms and useful documents to manage your journey and to support you and your clients smoothly. 

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Mortgage Affordability Calculator 8211 Lush

Affordability Calculator

Use our affordability calculator to estimate how much your clients could borrow.

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Submit a case

Submit a Case

You can submit a full mortgage application, along with any supporting documents through our Broker Portal.

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