Residential Mortgage Criteria Search
Understand the key eligibility criteria applicants need to meet for residential mortgages with us.
Yes. If unable to verify using Electronic ID check then we may then request certified copies of ID documents.
Yes.
Can be considered, where appropriate supporting information can also be supplied.
Accountants must be a member or fellow of the following Institutes, Associations or professional bodies:
– Member/Fellow of the Chartered Institute of Taxation (CTA)
– Member/Fellow of the Institute of Chartered Accountants in England & Wales (ICAEW) (ACA or FCA)
– Member/Fellow of the Institute of Chartered Accountants of Scotland (ICAS) (CA)
– Member/Fellow of the Association of Chartered Certified Accountants (ACCA or FCCA)
– Member/Fellow of the Chartered Institute of Management Accountants (CIMA) (ACMA or FCMA)
– Member of the Chartered Institute of Public Finance and Accountancy (CIPFA) (CPFA)
– Member/Fellow of the Association of International Accountants (AIA) (AAIA or FAIA)
– Member/Fellow of the Association of Authorised Public Accountants (AAPA)
– Member/Fellow of the Institute of Financial Accountants (IFA) (FFA or AFA)
– Member/Fellow of the Association of Certified Public Accountants (CPA) (ACPA or FCPA).
Yes.
No.
Properties with Agricultural restrictions can be accepted (subject also to the restriction being readily satisfied by the applicants), and subject to valuers comments. Agricultural Restrictions not considered on Self-Build lending.
Please refer to our BDM team – brokerteam@harpendenbs.co.uk, 01582 463133 – Option 1.
Last updated: 30/12/2025
No.
No affordable housing.
Last updated: 28/09/2020
Key Resources for Intermediaries
Rate Card
A comprehensive breakdown of our current mortgage product rates. Helping you make informed recommendations.
Affordability Calculator
Use our affordability calculator to estimate how much your clients could borrow.
Submit a Case
You can submit a full mortgage application, along with any supporting documents through our Broker Portal.
Intermediaries – Stay connected with Harpenden
Sign up to hear more about our products and criteria and the latest news from our BDMs. View our broker privacy policy here.
"*" indicates required fields
Latest News
Latest News
Harpenden wins ‘Best Local Building Society’ at the 2026 What Mortgage Awards
Harpenden Building Society wins ‘Best Local Building Society’ for the 12th year in a row, as well as being marked ‘Highly Commended’ in the ‘Best Specialist Lender’ and ‘Best Large…
Industry
Harpenden launch Expat mortgages
FOR INTERMEDIARY/PROFESSIONAL ADVISORS ONLY. NOT FOR CONSUMER USE.
Industry
Member Notice – Harpenden Online scheduled maintenance
Community
Jon’s Savings Blog – ISA Changes in 2027
There’s a famous saying: “The best time to plant a tree was 20 years ago. The second‑best time is now.” Well, when it comes to ISAs… the tree is about…
Latest News
A Q&A with our CEO Tracie
Here’s a quick Q&A from our CEO Tracie Meadows diving into our new rebrand.
Industry
We celebrate our new branch opening in Harpenden
We are thrilled to announce the launch of our brand-new branch, located right on the High Street, in one of the busiest areas of Harpenden. The doors opened on the…
Industry
FSCS protection limit increase
The Financial Services Compensation Scheme (FSCS) has increased the protection limit from £85,000 to £120,000 from 1st December 2025. This means if you hold deposits or savings with a building society,…