Residential Mortgage Criteria Search
Understand the key eligibility criteria applicants need to meet for residential mortgages with us.
No.
Last updated: 28/09/2020
Will require an accountant reference and accounts.
Last updated: 28/09/2020
Yes, if using to assess most recent completed years and sustainability going forward.
Last updated: 28/09/2020
Accountants must be a member or fellow of the following Institutes, Associations or professional bodies:
– Member/Fellow of the Chartered Institute of Taxation (CTA)
– Member/Fellow of the Institute of Chartered Accountants in England & Wales (ICAEW) (ACA or FCA)
– Member/Fellow of the Institute of Chartered Accountants of Scotland (ICAS) (CA)
– Member/Fellow of the Association of Chartered Certified Accountants (ACCA or FCCA)
– Member/Fellow of the Chartered Institute of Management Accountants (CIMA) (ACMA or FCMA)
– Member of the Chartered Institute of Public Finance and Accountancy (CIPFA) (CPFA)
– Member/Fellow of the Association of International Accountants (AIA) (AAIA or FAIA)
– Member/Fellow of the Association of Authorised Public Accountants (AAPA)
– Member/Fellow of the Institute of Financial Accountants (IFA) (FFA or AFA)
– Member/Fellow of the Association of Certified Public Accountants (CPA) (ACPA or FCPA).
Last updated: 28/09/2020
No.
Last updated: 19/10/2020
No.
Last updated: 28/09/2020
Properties with Agricultural restrictions can be accepted (subject also to the restriction being readily satisfied by the applicants), and subject to valuers comments.
Last updated: 28/09/2020
Please refer to our BDM team – brokerteam@harpendenbs.co.uk, 01582 463133 – Option 1.
Last updated: 30/12/2025
No.
Last updated: 28/09/2020
No affordable housing.
Last updated: 28/09/2020
Key Resources for Intermediaries
Rate Card
A comprehensive breakdown of our current mortgage product rates. Helping you make informed recommendations.
Affordability Calculator
Use our affordability calculator to estimate how much your clients could borrow.
Submit a Case
You can submit a full mortgage application, along with any supporting documents through our Broker Portal.
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