Key Features
SIPP cash deposit accounts enable administrators to hold client pension cash securely within existing SIPP arrangements, while earning interest on balances.
They support the effective management of scheme liquidity, including facilitating contributions, withdrawals and charges, and maintaining cash availability for investment needs.
Instant access and 35-day notice options are available, allowing administrators to balance flexibility with enhanced returns. Rates are typically influenced by the Bank of England’s base rate.
- Easy access accounts offer maximum flexibility, allowing funds to be withdrawn when required. They are well-suited to managing day-to-day liquidity within a SIPP, typically offering lower interest rates than notice accounts
- Notice accounts require a set notice period (35 days) for withdrawals, offering enhanced interest rates in exchange for reduced immediate access
- No monthly fees apply to our SIPP cash deposit accounts
- Access via SIPP administrators only – accounts must be opened and managed through an authorised SIPP administrator and form part of an existing SIPP arrangement
SIPP Accounts
SIPP 35 Days' Notice Account (Issue 1)
SIPP Instant Access Account (Issue 1)
Notes: This interest rate information should be read in conjunction with our General Savings Account Terms and Conditions for Deposit Savings Accounts.
* The gross rate (PA) is the rate before deducting tax at the rate applicable to savings income. The annual equivalent rate (AER) is a notional rate which illustrates what the gross interest rate would be if the interest was paid and added to the account annually.
Some help & guidance
Savings FAQs
Find clear answers to our most frequently asked questions, designed to help you make your savings journey as simple as possible.
Jargon Buster
Financial jargon can be confusing sometimes. Our jargon buster breaks down some of the common savings terms and abbreviations.
Forms & Documents
Here you will find some useful savings forms and further information documents to help you manage your savings accounts.
Latest News
Community
MAY 20, 2026
Jon’s Savings Blog – ISA Changes in 2027
There’s a famous saying: “The best time to plant a tree was 20 years ago. The second‑best time is now.” Well, when it comes to ISAs… the tree is about…
Latest News
APR 17, 2026
A Q&A with our CEO Tracie
Here’s a quick Q&A from our CEO Tracie Meadows diving into our new rebrand.
Industry
JAN 22, 2026
We celebrate our new branch opening in Harpenden
We are thrilled to announce the launch of our brand-new branch, located right on the High Street, in one of the busiest areas of Harpenden. The doors opened on the…
Industry
DEC 01, 2025
FSCS protection limit increase
The Financial Services Compensation Scheme (FSCS) has increased the protection limit from £85,000 to £120,000 from 1st December 2025. This means if you hold deposits or savings with a building society,…
Community
OCT 15, 2025
Jon’s savings blog – The importance of talking about money
Money. It’s not going away, and it’s one of the most essential parts of our lives, and yet, for many, it’s still one of the hardest things to talk about….
Community
OCT 14, 2025
Our latest volunteering
Watling View For the third year running, eleven colleagues from across the Society visited Watling View School in St Albans for a day this summer to help give their facilities a…
Community
OCT 13, 2025
A spot of phishing
It’s been reported that 28%* of the population were hybrid workers at the end of 2024. There are so many benefits that working from home offers for both employees and companies:…