Key Features
SIPP cash deposit accounts enable administrators to hold client pension cash securely within existing SIPP arrangements, while earning interest on balances.
They support the effective management of scheme liquidity, including facilitating contributions, withdrawals and charges, and maintaining cash availability for investment needs.
Instant access and 35-day notice options are available, allowing administrators to balance flexibility with enhanced returns. Rates are typically influenced by the Bank of England’s base rate.
- Easy access accounts offer maximum flexibility, allowing funds to be withdrawn when required. They are well-suited to managing day-to-day liquidity within a SIPP, typically offering lower interest rates than notice accounts
- Notice accounts require a set notice period (35 days) for withdrawals, offering enhanced interest rates in exchange for reduced immediate access
- No monthly fees apply to our SIPP cash deposit accounts
- Access via SIPP administrators only – accounts must be opened and managed through an authorised SIPP administrator and form part of an existing SIPP arrangement
SIPP Accounts
SIPP 35 Days' Notice Account (Issue 1)
SIPP Instant Access Account (Issue 1)
Notes: This interest rate information should be read in conjunction with our General Savings Account Terms and Conditions for Deposit Savings Accounts.
* The gross rate (PA) is the rate before deducting tax at the rate applicable to savings income. The annual equivalent rate (AER) is a notional rate which illustrates what the gross interest rate would be if the interest was paid and added to the account annually.
Some help & guidance
Savings FAQs
Find clear answers to our most frequently asked questions, designed to help you make your savings journey as simple as possible.
Jargon Buster
Financial jargon can be confusing sometimes. Our jargon buster breaks down some of the common savings terms and abbreviations.
Forms & Documents
Here you will find some useful savings forms and further information documents to help you manage your savings accounts.
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