Why save with Harpenden Building Society?
Whatever you or your business are saving for, we’re confident we can provide a savings account to suit your needs. We’ve created a diverse product range with options for all ages and any savings needs and goals.
If you want a provider that helps your money grow without the usual complexity or compromise, Harpenden Building Society is the smart choice.
Explore our range of savings accounts
What to expect from Harpenden’s savings accounts?
With our savings accounts, you get value, clarity and convenience. Here are just some of the reasons why people save money with Harpenden Building Society:
- Fairly-priced savings accounts with clear terms
- Competitive interest rates
- Account options that are easy to understand, open and use
- Mutual, member-first approach and values
- Robust security and extensive support (online, in-person and via phone)
Enjoy financial confidence without the complexity
Saving money for the future is one of the key financial options available to people. And while it’s important, why should it be complicated?
At Harpenden, we believe in keeping things simple and making savings accounts clear, convenient and easy to manage, with fair interest rates and suitable terms.
Find the right savings account for your needs
Whether you’re saving for your children’s university fund, a new car or a holiday of a lifetime, you want to know your money is safe, accessible and working hard for you. We have a range of savings accounts to choose from, each with clear terms of use, thresholds and rates.
How Harpenden helps your savings go further
You shouldn’t have to choose between a good rate and a good experience, right? And with Harpenden, you don’t have to, as we put people before profits and provide the personal touch that many other financial institutions no longer prioritise.
We offer savings rates and products that people can understand and trust, with no gimmicks or hidden terms.
As a leading mutual that’s not answerable to shareholders, we provide savings rates and solutions that let your money go further, to help make your financial dreams a reality.
Get in touch with our savings experts
While you can browse through our suite of savings solutions and explore their features and benefits, you can also reach out to our friendly and knowledgeable team, who can steer you in the right direction.
Common Harpenden savings questions answered
If you don’t have time for a call with our team or you’re not able to pop into one of our Hertfordshire and Bedfordshire branches, you can get answers from our handy Harpenden savings accounts FAQs below.
Some common FAQs
Opening a savings account with Harpenden Building Society is easy. In most cases, you can apply online once you’ve chosen a suitable option, completing a simple digital application form. You’ll need to answer some basic questions, so we can gather key details.
Certain savings account types may require a call with one of our team members. You can also open a Harpenden savings account in one of our branches or even by post.
It’s quick and easy to get started, once you’ve been through verification and paid the minimum opening balance (where required). Then you can see your money working for you!
At Harpenden, we offer a wide range of savings accounts designed for different needs, ages and ambitions.
We understand some people will want to keep their savings locked away, earning the money required for future projects and investments, while others need to withdraw funds more regularly. That’s why we have accounts for both temporary and long-term savings needs.
If you want to withdraw money easily, we have instant access accounts, while our various periodic notice accounts usually offer better savings rates.
Explore our personal savings, business savings and trust savings accounts.
Yes, many of our savings accounts can be managed online through Harpenden Online, our digital portal for accessing and managing your money on the go, safely and securely.
If you open an online savings account with Harpenden Building Society, you can manage it online with ease, adding money, requesting withdrawals or checking your balance, without needing to visit our branches – though we’re always happy to chat!
Even if you don’t choose an online-only account, you can still manage it via Harpenden Online, or access it in-branch or via post. Whatever is most convenient for you.
Our interest rates vary, as we offer numerous savings accounts at Harpenden, each with different terms, rates and levels of flexibility. Plus, interest rates can go up or down in accounts with variable rates. Instant access accounts and those that allow you to access funds faster often have lower rates.
However, the great thing is that we’re a mutual local building society that’s not answerable to shareholders, meaning we aim to put more back into the pockets of our members. So, we’re able to offer highly competitive rates to help your money grow.
We also know people value clarity. So, when choosing a savings account, you’ll see we’ve clearly outlined the key conditions and interest rates for each account option – just another reason why people choose to save money with Harpenden Building Society.
As interest rates are subject to change, check the latest rates on our savings accounts pages.
For our members
How can we help you today?
Latest News
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