Her favourite spot to trek to

Notice Accounts

When you need to withdraw funds, you inform the provider and wait for the designated notice period to pass. 

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Key Features

Notice savings accounts generally offer higher variable interest rates than easy-access accounts in exchange for requiring a set notice period (typically between 14-180 days) before withdrawing funds.

They provide flexibility without a fixed term, allowing for ongoing deposits, making them ideal for planned expenses while preventing impulse spending.

  • Notice Period: You must notify us in advance to access your funds
  • The set notice period is instructed within the T&Cs of your account
  • Generally, have higher interest rates than easy-access accounts, but rates are typically variable, meaning they can rise or fall
  • Accessing your money without serving the full notice period often results in charges
  • Most notice accounts allow ongoing deposits

Notice Accounts

* The gross rate (PA) is the rate before deducting tax at the rate applicable to savings income. The annual equivalent rate (AER) is a notional rate which illustrates what the gross interest rate would be if the interest was paid and added to the account annually.

The information contained in this table forms part of the terms and conditions of the account and should be read in conjunction with our General Savings Account Terms and Conditions for Retail Savings Accounts.

Some help & guidance

FAQ 1

Savings FAQs

Find clear answers to our most frequently asked questions, designed to help you make your savings journey as simple as possible. 

Find Out More
Jargon buster

Jargon Buster

Financial jargon can be confusing sometimes. Our jargon buster breaks down some of the common savings terms and abbreviations.

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Forms and documents

Forms & Documents

Here you will find some useful savings forms and further information documents to help you manage your savings accounts.

Find Out More

Exceptional telephone Staff. I would like to express how extremely helpful the staff members were on the telephone when dealing with Cash ISA questions, namely Jane, Laura and Catherine. They were all very knowledgeable with an excellent manner, and a credit to Harpenden Building Society which I highly recommend.

Jacqueline

February 2026

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Helpful staff made for a pleasant experience. The account I wanted, which had one of the best interest rates I could find, was easily set up when I called into Harpenden branch. Tabitha was most helpful and it was a relaxed experience in pleasant surroundings.

John G

February 2026

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