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Savings Blogs

We’re committed to helping our members make informed financial choices. Explore our latest blogs and articles for savings tips, guidance and insights you can trust.
Piggy bank savings man putting a coin into a pink piggybank

APR 21, 2026

ISA changes in 2027: Why 2026/27 might be your last chance for a £20,000 ISA Allowance

If you follow the financial press, you might already know that changes are coming to the ISA system from April 2027.  Whilst some of the headlines have been a little…

ISA changes in 2027: Why 2026/27 might be your last chance for a £20,000 ISA Allowance
mother and daughter at home

OCT 05, 2025

The importance of talking about money

“Dad, I need to borrow £300.” “Why?” “I’ve flooded the engine” “That shouldn’t cost £300- where is the car?”  “[nervous cough] … in the River Avon” An actual (albeit slightly redacted and paraphrased) conversation in…

The importance of talking about money
Couple planning finances and budget in home office

JUN 25, 2025

Savings advice: 50/30/20 budgeting method

With rising costs continuing for UK households, the importance of budgeting and creating a spending plan is becoming increasingly more essential. If you haven’t got one in place already, it…

Savings advice: 50/30/20 budgeting method
Making money grow

JUN 20, 2025

Choosing the right savings account  – Let’s break it down

Once again, I’ve been invited to channel my thoughts and perspectives – previously shared with my colleagues into a format that our members might genuinely enjoy. Choosing the right savings…

Choosing the right savings account  – Let’s break it down
Group of friends having fun outdoors Cheerful young people smiling and looking at camera Friendship concept

FEB 07, 2025

Mutual explained

Building Societies and Mutualism an 8-track cassette in a digital world, or something quite special beyond big banks? Demutualisation (where traditional Building Societies became Banks) gathered pace in the 1990’s, following…

Mutual explained
A young man in a mall looks at his phone while carrying shopping bags smiling

SEP 05, 2024

What my first significant financial decision taught me

Our Savings Product Manager Jon Sweeting provides an insight into one of his first experiences of making a significant decision with his finances and what it taught him… Part of my…

What my first significant financial decision taught me

It was much easier than I anticipated to open the Trust account and then register to manage this online. The application and accompanying documents were submitted via email and registration was managed online. There are a limited a number of banks and societies offering these products and services and Harpenden Building Society made it a stress-free process.

SG

August 2026

Smiling young woman taking photos while relaxing on a sandy beach

Helpful staff made for a pleasant experience. The account I wanted, which had one of the best interest rates I could find, was easily set up when I called into Harpenden branch. Tabitha was most helpful and it was a relaxed experience in pleasant surroundings.

John G

February 2026

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