Buy-to-Let Mortgage Criteria Search
View the criteria required that landlords must satisfy to obtain buy‑to‑let mortgages with us.
No.
Accepted
Yes, if using to assess most recent completed years and sustainability going forward.
Will require an accountant reference and accounts.
Accountants must be a member or fellow of the following Institutes, Associations or professional bodies:
– Member/Fellow of the Chartered Institute of Taxation (CTA)
– Member/Fellow of the Institute of Chartered Accountants in England & Wales (ICAEW) (ACA or FCA)
– Member/Fellow of the Institute of Chartered Accountants of Scotland (ICAS) (CA)
– Member/Fellow of the Association of Chartered Certified Accountants (ACCA or FCCA)
– Member/Fellow of the Chartered Institute of Management Accountants (CIMA) (ACMA or FCMA)
– Member of the Chartered Institute of Public Finance and Accountancy (CIPFA) (CPFA)
– Member/Fellow of the Association of International Accountants (AIA) (AAIA or FAIA)
– Member/Fellow of the Association of Authorised Public Accountants (AAPA)
– Member/Fellow of the Institute of Financial Accountants (IFA) (FFA or AFA)
– Member/Fellow of the Association of Certified Public Accountants (CPA) (ACPA or FCPA).
– Member/Fellow Member of the Association of Accounting Technicians (MAAT or FMAAT).
No.
Not acceptable on BTL basis
Not accepted
No LTV limits include any fees added.
No.
Key Resources for Intermediaries
Rate Card
A comprehensive breakdown of our current mortgage product rates. Helping you make informed recommendations.
Affordability Calculator
Use our affordability calculator to estimate how much your clients could borrow.
Submit a Case
You can submit a full mortgage application, along with any supporting documents through our Broker Portal.
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