A flexible lending approach for modern holiday let mortgage needs
From city-centre holiday rentals to coastal summer hideaways, we’re here to support your clients.
Whether they choose to self-manage or work with a short‑term letting agency like Airbnb, we can consider holiday lets used exclusively for guests or those where the owners also enjoy time in the property throughout the year.
Our flexible mortgage lending approach, inclusive criteria and in-depth market knowledge help us create the best-fit solution for each buyer, accommodating even the most quirky cases.
If you’re an intermediary or professional finance adviser, any eligible holiday let mortgage application you submit to us will be carefully reviewed by our specialist underwriters.
Key features of our Holiday Let mortgages
- We lend to buyers of holiday lets in urban, rural and coastal areas
- We consider Airbnb options and properties above commercial units
- Days personal usage allowance per annum
- We provide loans up to the value of £2m
- Up to 75% LTV is accepted on interest-only mortgages
- Top slicing options are available
- Only available for properties in England & Wales
Our Current Holiday Let Mortgage Rates
2 YEAR DISCOUNT
Current Pay Rate
Followed by our Standard Variable Rate
Maximum LTV
Loan Amount
Product Fee
ERCs
FIXED
Current Pay Rate
Followed by our Standard Variable Rate
Maximum LTV
Loan Amount
Product Fee
ERCs
FIXED
Current Pay Rate
Followed by our Standard Variable Rate
Maximum LTV
Loan Amount
Product Fee
ERCs
Please note: the above is for Intermediary use only – not for consumer distribution.
Key Resources for Intermediaries
Holiday Let Criteria Card
A handy snapshot of our key Holiday Let criteria. Helping you match clients with the right solution.
Affordability Calculator
Use our affordability calculator to estimate how much your clients could borrow.
Contact the Team
Our team is on hand whenever you need us. Ready with clear answers and practical support for every scenario.
Intermediaries – Stay connected with Harpenden
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