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BTL Mortgages for Limited Companies

At Harpenden Building Society, we provide flexible and affordable BTL mortgages for limited companies. We work directly with intermediaries to understand and solve complex property needs and finance requirements.

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FOR INTERMEDIARY/PROFESSIONAL ADVISORS ONLY. NOT FOR CONSUMER USE. IF YOU ARE A CONSUMER, RETURN TO OUR HOMEPAGE

What to expect from our tailored mortgage lending approach

As a flexible mortgage lender, we embrace quirky cases and diverse borrowing options, adjusting our limited company BTL mortgage solutions to specific buyer needs.

We allow purchases of a director’s main residence and accept intercompany loans as a deposit. Day-one SPVs are also accepted

Our highly experienced team individually assess each application to help intermediaries meet client expectations, whether they’re new to the game or levelling up their property portfolio.

If you’re an intermediary or professional mortgage adviser, any eligible application you submit to us will be carefully reviewed by our specialist underwriters.

Key features of our Limited Company BTL mortgages
  • Up to 10 properties are allowed in the mortgaged portfolio
  • There’s no limit on the buyer’s background portfolio size
  • We accept holiday lets/Airbnb options
  • First-time buyers, first-time landlords and non-owner occupiers are all welcome
  • We offer property loans of up to £3m

 

BTL Criteria Search Submit a Case

Our Current Limited Company BTL Mortgage Rates

Limited Company BTL & Holiday Let

FIXED

Fixed until 29/08/2031

Current Pay Rate

5.90%
fixed

Followed by our Standard Variable Rate

7.49%

Maximum LTV

75.00%

Loan Amount

£150,000 – £1,250,000

Product Fee

£1,500.00

ERCs

5% Year 1; 4% Year 2; 3% Year 3; 3% Year 4; 2% Year 5
Limited Company BTL & Holiday Let

FIXED

Fixed until 31/08/2028

Current Pay Rate

5.93%
fixed

Followed by our Standard Variable Rate

7.49%

Maximum LTV

75.00%

Loan Amount

£150,000 – £1,250,000

Product Fee

£1,500.00

ERCs

3% Year 1; 2% Year 2
Limited Company BTL & Holiday Let

FIXED

Fixed until 29/08/2031

Current Pay Rate

5.95%
fixed

Followed by our Standard Variable Rate

7.49%

Maximum LTV

75.00%

Loan Amount

£1,250,001 – £3,000,000

Product Fee

£1,500.00

ERCs

5% Year 1; 4% Year 2; 3% Year 3; 3% Year 4; 2% Year 5
Limited Company BTL & Holiday Let

FIXED

Fixed until 31/08/2028

Current Pay Rate

5.98%
fixed

Followed by our Standard Variable Rate

7.49%

Maximum LTV

75.00%

Loan Amount

£1,250,001 – £3,000,000

Product Fee

£1,500.00

ERCs

3% Year 1; 2% Year 2

Please note: the above is for Intermediary use only – not for consumer distribution.

Key Resources for Intermediaries

LTD co BTL criteria card

LTD.Co Criteria Card

A handy snapshot of our LTD.Co BTL criteria. Helping you match clients with the right solution.

Download Here
Mortgage Affordability Calculator 8211 Hawthorn

Affordability Calculator

Use our affordability calculator to estimate how much your clients could borrow. 

Find Out More
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Contact the Team

Our team is on hand whenever you need us. Ready with clear answers and practical support for every scenario.

Get In Touch

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