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Affordability Calculator
Use our affordability calculator to estimate how much your clients could borrow.
Residential Criteria Search
Understand the key eligibility criteria applicants need to meet for residential mortgages with us.
Buy-to-Let Criteria Search
View the criteria required that landlords must satisfy to obtain buy‑to‑let mortgages with us.
A home built for specialist lending
At Harpenden, complex and the unusual is what we do best. From unique income streams to wonderfully quirky properties, we take the time to understand each case, helping your clients move confidently towards their property goals. Our diverse product portfolio includes:
Extra support to help your journey
Latest News
Latest News
APR 17, 2026
A Q&A with our CEO Tracie
Here’s a quick Q&A from our CEO Tracie Meadows diving into our new rebrand.
Industry
JAN 22, 2026
We celebrate our new branch opening in Harpenden
We are thrilled to announce the launch of our brand-new branch, located right on the High Street, in one of the busiest areas of Harpenden. The doors opened on the…
Industry
DEC 01, 2025
FSCS protection limit increase
The Financial Services Compensation Scheme (FSCS) has increased the protection limit from £85,000 to £120,000 from 1st December 2025. This means if you hold deposits or savings with a building society,…
Community
OCT 15, 2025
Jon’s savings blog – The importance of talking about money
Money. It’s not going away, and it’s one of the most essential parts of our lives, and yet, for many, it’s still one of the hardest things to talk about….
Community
OCT 14, 2025
Our latest volunteering
Watling View For the third year running, eleven colleagues from across the Society visited Watling View School in St Albans for a day this summer to help give their facilities a…
Community
OCT 13, 2025
A spot of phishing
It’s been reported that 28%* of the population were hybrid workers at the end of 2024. There are so many benefits that working from home offers for both employees and companies:…
Community
OCT 10, 2025
Doorstep scams
Doorstep scams occur when someone comes to your front door to either scam you out of your money, personal information or even to gain access to your home to steal…