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Welcome to Harpenden. Built for brokers.

Built for complex, not just open to it. We look at every case on its own terms. Humans (imagine), asking the right questions, finding the best way forward for you and your clients.

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FOR INTERMEDIARY/PROFESSIONAL ADVISORS ONLY. NOT FOR CONSUMER USE. IF YOU ARE A CONSUMER, RETURN TO OUR HOMEPAGE

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Mortgage Affordability Calculator 8211 Lush

Affordability Calculator

Use our affordability calculator to estimate how much your clients could borrow.

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Residential Criteria

Residential Criteria Search

Understand the key eligibility criteria applicants need to meet for residential mortgages with us.

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BTL criteria

Buy-to-Let Criteria Search

View the criteria required that landlords must satisfy to obtain buy‑to‑let mortgages with us.

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A home built for specialist lending

At Harpenden, complex and the unusual is what we do best. From unique income streams to wonderfully quirky properties, we take the time to understand each case, helping your clients move confidently towards their property goals. Our diverse product portfolio includes:

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Latest News

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toastie tuesday  oct 1

Community

OCT 21, 2026

Toastie Tuesday for Herts Young Homeless

Toastie Tuesday was back on the menu on Tuesday 20th October. Our much-loved Toastie Tuesday made a welcome return, bringing colleagues together for great food and an even greater cause. Toastie…

Toastie Tuesday for Herts Young Homeless
our multi year commitment to youth talk

Community

OCT 01, 2026

2026/27 Charitable Grants: Youth Talk

HBS grant: £3,738.29 Download article here Every young person deserves someone to talk to. Growing up has never been easy. But for many young people today, it can feel overwhelming. Alongside the usual…

2026/27 Charitable Grants: Youth Talk
34862   Mutual Magazine   Issue 8   Email header

Latest News

SEP 11, 2026

Mutual: Issue 8

Mutual: Issue 8 is here!

Mutual: Issue 8
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Industry

JUL 31, 2026

Fixed Rate product update

FOR INTERMEDIARY/PROFESSIONAL ADVISORS ONLY. NOT FOR CONSUMER USE.

Fixed Rate product update
Careers Fair

Community

JUL 20, 2026

St Albans & Harpenden Careers Fair 2026

On a glorious Friday in early July, four of our colleagues volunteered at the St Albans and Harpenden Careers Fair, held at Rothamsted Research Conference Centre. This annual event brings together…

St Albans & Harpenden Careers Fair 2026
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Latest News

JUL 10, 2026

Harpenden wins ‘Best Local Building Society’ at the 2026 What Mortgage Awards

Harpenden Building Society wins ‘Best Local Building Society’ for the 12th year in a row, as well as being marked ‘Highly Commended’ in the ‘Best Specialist Lender’ and ‘Best Large…

Harpenden wins ‘Best Local Building Society’ at the 2026 What Mortgage Awards
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Community

JUL 01, 2026

Harpenden Support – Mia Caruso

From a young age I have been fascinated by cars and have grown up as a Ferrari enthusiast. Watching the F1 from a tiny age was a normal part of…

Harpenden Support – Mia Caruso
HYH volunteering

Community

JUN 30, 2026

Herts Young Homeless – Volunteering

One of the most rewarding aspects of working for a building society is the opportunity to volunteer alongside colleagues. At Harpenden Building Society, every colleague is given two days each…

Herts Young Homeless – Volunteering