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Business Accounts

Our accounts allow you to focus on your business, as we take care of your savings. Whether your business is just      beginning its journey, or has been thriving for decades,        your savings are in a safe place with Harpenden.

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Key Features

Business savings accounts allow companies to earn interest on surplus cash, serving as a secure, interest-bearing alternative to low-yield business current accounts.

They facilitate financial management, such as building emergency reserves or paying tax bills, typically offering higher interest rates than transactional accounts. 

  • Notice accounts require a set notice period to withdraw money, offering better rates in exchange for reduced flexibility
  • None of our Business Savings Accounts charge a monthly fee, helping you make the most of your surplus funds
  • Our Business Savings Accounts are available to UK-based SMEs and Micro Enterprise businesses, including limited companies, partnerships and LLPs
  • Can aid management of cash flow – separating operating funds from savings, offering better financial organisation, especially during seasonal highs and lows

Business Savings Accounts

Notes: This interest rate information should be read in conjunction with our General Savings Account Terms and Conditions for Business Deposit Savings Accounts.

* The gross rate (PA) is the rate before deducting tax at the rate applicable to savings income. The annual equivalent rate (AER) is a notional rate which illustrates what the gross interest rate would be if the interest was paid and added to the account annually.

Speak to us about our specialist accounts – book a call

Simply complete our form and we’ll organise a call for you with our team…it’s a simple as that

Some help & guidance

FAQ 1 Business Savings Accounts

Savings FAQs

Find clear answers to our most frequently asked questions, designed to help you make your savings journey as simple as possible. 

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Jargon buster Business Savings Accounts

Jargon Buster

Financial jargon can be confusing sometimes. Our jargon buster breaks down some of the common savings terms and abbreviations.

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Forms and documents Business Savings Accounts

Forms & Documents

Here you will find some useful savings forms and further information documents to help you manage your savings accounts.

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Products always clear. Customer service always helpful and understandable.

Tony

June 2026

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This is a short note to express our gratitude for the warm and helpful assistance we received when trying to set up our Savings ISAs at the Harpenden store. We were particularly grateful for the way the staff patiently took us through the paperwork with such good humour.

Charles P

March 2026

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