Personal Savings Accounts – to suit your individual needs

We believe in keeping things simple and straightforward, which is why our savings accounts are easy to operate.

We’re confident that we can provide you with a savings account to suit your individual needs. We can form an important role in your financial affairs.

Our current investment rates, effective from 6th April 2017, are shown below and a full investment rates leaflet is available as a download. Further information on each specific account is displayed below.

Account Type AER%* (Gross)
30 Days Notice - Premiershares / Hertfordshares / Bedfordshares

Existing members prior to 1st December 2013 only

  • Instant access for balances £10,000+
  • 30 days notice required for balances £1,000 – £10,000 or 30 days loss of interest including withdrawals that takes balance below £10,000
  • Variable rate interest paid half-yearly
£1,000 - £100,000 1.00 1.01
Instant Access
(Escalator)
  • Instant access
  • Tiered rate of interest
  • Variable rate interest paid annually
£10,000+
£100 – £9,999
0.50
0.25
0.50
0.25
Cash ISA - Simply ISA
  • Cash Individual Savings Account
  • Withdrawals without notice
  • Maximum investment limit £20,000 in 2017/18 tax year
  • Variable rate interest paid annually
£1+ 0.75 0.75
Young Savers Club
  • Children’s instant access account
  • From birth to 18
  • Variable rate interest paid half-yearly
£1 - £5,000 1.40 1.41
18 Club
  • From birth to 18
  • No withdrawals until aged 18
  • Variable rate interest paid half-yearly
£1+ 2.20 2.21
21 Club
  • Investors aged 18 to 21 years
  • Three withdrawals permitted each year without notice or loss of interest
  • Variable rate interest paid annually
£1+ 1.00 1.00

Notes: This interest rate information should be read in conjunction with the full product information and general terms and conditions for retail savings accounts.

*AER stands for annual equivalent rate and illustrates what the rate would be if interest was paid and compounded once a year. Your tax treatment will depend on your individual circumstances and may be subject to change in the future. The rate of interest payable on variable rate accounts may be subject to change in the future.

  • Investment Rates 6 April 2017

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