Buy-to-Let Mortgage Criteria
No.
Last updated: 28/09/2020
Yes, will consider with details of pension income or to replace earn income. Will be considered lending into retirement where the oldest applicant retires within the term, or Lending in Retirement where the oldest applicant is already retired, or age 75+ at the point of application.
Last updated: 28/09/2020
No.
Last updated: 28/09/2020
Will consider.
Last updated: 19/10/2020
12 months consistent work via the same agency, and 2 years income at approximately the same level of earnings.
Last Updated: 08/03/2019
Permitted, provided applicants are not portfolio landlords. Affordability will be assessed with consideration of retained properties in the background (finance and running costs).
Last Updated: 09/03/2019
Yes, on case by case basis.
Last Updated: 09/03/2019
Refer in writing.
Last Updated: 16/12/2020
No.
Last Updated: 09/03/2019
No.
Last Updated: 09/03/2019