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Buy-to-Let Mortgage Criteria

Arrangement to Pay – Historical

Must be at least 3 years since arrangement was in place.

Last Updated: 13/10/2025

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Administrations – Ongoing/Current

Not acceptable.

Last Updated: 13/10/2025

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Administrations – Historical/Less than 6 years

Acceptable if more than 3 years ago.

Last Updated: 13/10/2025

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Additional Borrowing

Yes

Last Updated: 09/03/2019

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Residential Criteria

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