Mutual Issue 3 is here!
Mutual: Issue 3
Mutual provides you with all things Harpenden Building Society. Giving you an inside look into society news, community work, volunteering, savings and fraud advice and more. Here we bring you our third issue of Mutual. We hope you enjoy it!
Some highlights included within this issue are:
- Chairman introduction with Nigel Boothroyd
- Our Non-Executive Director Lesley Beecher’s Lands End to Jon o’Groats charity walk
- Our volunteering stories
- Member’s story – Ken Edwards
- UK Finance Annual Fraud report statistics
- Impersonation fraud advice
- Savings Week 2024
- Men’s Mental Health Awareness Month
We encourage and welcome our members to send us any stories which can be included in future issues. If you would like to send us a story to be included in our next edition, please view below on how to do so.
We want to hear from you!
We welcome our members to send us any stories to include them in future issues… send our editors any of the below:
– Any fundraising achievements
– Any volunteering or community support you have provided
– Or let us know if there is any specific advice or content you would like us to talk about? Maybe protection online or digital advice…
Send us your content, details and any photos or images…we’d love to hear from you.
Email: members@harpendenbs.co.uk
Or via post:
Editorial team,
Harpenden Building Society,
Mardall House, 9-11 Vaughan Road,
Harpenden
AL5 4HU
Related Mutual
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Member Story – Ken
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More volunteering stories
Open Door is a community café and arts space in Berkhamsted where locals can be active, creative and social, whatever an individual’s circumstances. Last year, we contributed a grant of £7,600 to Open Door which helped towards phase one of their ‘Community Garden Project’. The garden is part of a wider community enterprise and is available for local residents to enjoy.
SEP 09, 2024
Our volunteering stories
Sunnyside Rural Trust is a small, horticultural project for young people and adults with learning disabilities. It is a thriving charity and social enterprise with three sites, offering training and work experience for over 150 vulnerable people (trainees) in the local community.
SEP 09, 2024
UK Finance Annual Fraud Report 2024
Representing 300 firms, UK Finance is a world class trade association representing the banking and finance industry operating in the UK. Each year, UK Finance publish an in-depth Annual Fraud Report. The report publishes both the value of fraud losses and the number of cases involved.
SEP 09, 2024
Lesley’s Charity Walk
Lesley's Walk: Land's end to John O'Groats One of my aims in leaving full time work behind was to give me the opportunity to do things I’ve always wanted to do, and some things I wasn’t sure I wanted to do but challenged me in new ways. I’ve always loved hiking and for me this was the ultimate hike. It’s been a vague goal for as long as I can remember, and two years ago I started to think seriously whether it was something I could do. In preparation for the task, I did a two week walk - the Trans Pennine Trail - in August 2022 as a test to see how my body held up. Once that worked out well, I started planning in earnest. There is no set route, so I had to work out one of my own and plan where to stay each night. I booked 57 beds in October/November 2023 and the journey was set. In December, I started building up my walking and the weight I was carrying in my pack. Before I knew it, it was March 25th and I was getting the train to Penzance ready for the biggest physical challenge of my life. After a good night’s sleep, I made my way to Land’s End to get my photo taken next to the sign and started my walk towards John o’Groats. A typical day along my journey would be to get up between 7am and 7:30am - dress, pack, eat breakfast, buy food for the day, walk for 7-10 hours (depending on the length/difficulty of that day’s walk), shower, wash the day’s clothes and put out to dry. Then eat, recover and sleep. My most difficult moment was when I jarred my shin at the end of the first week. The next walking day, it was hurting so much that I didn’t think I could go any further. Paracetamol hadn’t helped so I sat down, took some Ibuprofen and rubbed the whole area with Voltarol. When nothing had changed after half an hour, I was walking and crying, thinking I just had to find a way to make it to my accommodation and then go home. After about an hour, the painkillers kicked in and walking became easier. The rest of that week, I dosed up on Ibuprofen and Voltarol and kept my swollen foot elevated when I wasn’t walking. Thankfully, it started to get better, and the swelling went down the following week. On the flip side, there were so many memorable moments during my journey; crossing the border to Scotland was probably the best as it was a big psychological milestone for me. 9 weeks and 5 days since I started my journey, not daring to believe that I would actually make it, I finally got to John o’Groats with the most incredible feeling of accomplishment. 58 days of walking at an average of 17 miles per day doesn’t begin to describe the variety of paths, roads and terrains that I walked on, the weather I walked in, and the views I was privileged enough to see. There were so many people who supported and encouraged me - their words of support kept me going when I thought I couldn’t and contributed to the fantastic total raised for Cancer Research UK. This was one of the biggest challenges of my life and I’m so happy that I completed it. You can sponsor Lesley here Lesley Beecher Non-Executive Director View as a PDF Take a look at Issue 3 of Mutual here.
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WWFC Pavilion Project
Wheathampstead Wanderers Football Club - Pavilion Project Wheathampstead Wanderers Football Club (WWFC) was formed in 1990 by a small group of families from the village to promote and support youth football for the benefit of children and young people in Wheathampstead and surrounding areas. WWFC now provides football for over 600 children and teenagers across 49 teams. 90% of the children are from Wheathampstead, Harpenden and St Albans. In total they have 160 volunteers delivering 25,000 hours of community contribution each year. The club also welcomes 12,000 youth players and visitors to the site each year, many of whom travel up to an hour to play games at the site. The ethos of the founder members remains. A desire to create a positive environment based on mutual respect, a sense of fair play and good sportsmanship, rather than a “win-at-all-costs” attitude. Magnanimous in victory and dignified in defeat. Ensuring young players from all backgrounds have an equal opportunity to play football is key to WWFC. One of the districts in Wheathampstead is in the top third nationally for income deprivation and 21.8% of children live in poverty. Annual player fees at the club are set at some of the lowest in the area to ensure they don’t provide a significant barrier to participation. In addition, the club operates a hardship fund which provides free football for U6s and reduced fees for the U7s. Despite continued success of the club on the pitch, WWFC are the only large club in the area without permanent facilities for welfare and first aid, shelter, sanitation, refreshment and education for youth players and coaches. Their current facilities consist of just 3 portaloos. WWFC approached Hertfordshire Community Foundation to help receive funding to contribute towards their football pavilion development project, in partnership with Wheathampstead Parish Council and with the support of the Football Association and the Football Foundation. The new pavilion will include changing facilities, a club training room, toilets (with disabled access) and a kitchen, for serving hot and cold refreshments on match days. The outside parking area will also be redesigned to accommodate 130 spaces (an increase from the current 100 spaces). After a period of waiting, the lease was finally agreed between Hertfordshire County Council, who own the land, and Wheathampstead Parish Council. During this period however, total project costs increased from approximately £460,000 to nearly £600,000, largely caused by the huge increases in construction costs. Following meetings with the Football Foundation, construction of the pavilion was delayed even further whilst WWFC tried to attract further grants to help with the project. Despite the delays and at times some uncertainty about the project even taking place, construction is now fully underway at Butterfield Road. All the players, staff and parents are fully looking forward to making the pavilion their new home. We are delighted that our grant of £10,000 will help towards the construction of the pavilion, which will provide a huge boost in facilities for such a fantastic community club. A lot of hard work has gone into the project from many people at the club. We are very excited to get down to Wheathampstead to see the completion of the project. You can find out more about WWFC by visiting their website here View as a PDF Take a look at Issue 3 of Mutual here.
SEP 09, 2024
Impersonation Fraud
Impersonation fraud is where individuals are convinced to make a payment or give personal and financial details to someone claiming to be from a trusted person or organisation. Take a read as we explore this type of fraud in more detail so you know what to look out for.