Key Features
Notice savings accounts generally offer higher variable interest rates than easy-access accounts in exchange for requiring a set notice period (typically between 14-180 days) before withdrawing funds.
They provide flexibility without a fixed term, allowing for ongoing deposits, making them ideal for planned expenses while preventing impulse spending.
- Notice Period: You must notify us in advance to access your funds
- The set notice period is instructed within the T&Cs of your account
- Generally, have higher interest rates than easy-access accounts, but rates are typically variable, meaning they can rise or fall
- Accessing your money without serving the full notice period often results in charges
- Most notice accounts allow ongoing deposits
Notice Accounts
90 Days' Notice (Issue 3)
Online 60 Days' Notice (Issue 3)
Online 14 Days' Notice (Issue 1)
45 Days' Notice (Issue 1)
* The gross rate (PA) is the rate before deducting tax at the rate applicable to savings income. The annual equivalent rate (AER) is a notional rate which illustrates what the gross interest rate would be if the interest was paid and added to the account annually.
The information contained in this table forms part of the terms and conditions of the account and should be read in conjunction with our General Savings Account Terms and Conditions for Retail Savings Accounts.
Some help & guidance
Savings FAQs
Find clear answers to our most frequently asked questions, designed to help you make your savings journey as simple as possible.
Jargon Buster
Financial jargon can be confusing sometimes. Our jargon buster breaks down some of the common savings terms and abbreviations.
Forms & Documents
Here you will find some useful savings forms and further information documents to help you manage your savings accounts.
Latest News
Latest News
APR 17, 2026
A Q&A with our CEO Tracie
Here’s a quick Q&A from our CEO Tracie Meadows diving into our new rebrand.
Industry
JAN 22, 2026
We celebrate our new branch opening in Harpenden
We are thrilled to announce the launch of our brand-new branch, located right on the High Street, in one of the busiest areas of Harpenden. The doors opened on the…
Industry
DEC 01, 2025
FSCS protection limit increase
The Financial Services Compensation Scheme (FSCS) has increased the protection limit from £85,000 to £120,000 from 1st December 2025. This means if you hold deposits or savings with a building society,…
Community
OCT 15, 2025
Jon’s savings blog – The importance of talking about money
Money. It’s not going away, and it’s one of the most essential parts of our lives, and yet, for many, it’s still one of the hardest things to talk about….
Community
OCT 14, 2025
Our latest volunteering
Watling View For the third year running, eleven colleagues from across the Society visited Watling View School in St Albans for a day this summer to help give their facilities a…
Community
OCT 13, 2025
A spot of phishing
It’s been reported that 28%* of the population were hybrid workers at the end of 2024. There are so many benefits that working from home offers for both employees and companies:…
Community
OCT 10, 2025
Doorstep scams
Doorstep scams occur when someone comes to your front door to either scam you out of your money, personal information or even to gain access to your home to steal…
Community
OCT 09, 2025
Our latest grants
Harpenden Hopper HBS Grant £4,000 The Harpenden Hopper is a community minibus service that has become much more than just a means of getting from A to B. The Hopper is a…