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Savings Accounts

Welcome to savings with Harpenden. Our savings accounts are designed to fit the way you save. We keep things straightforward, so you can focus on your savings journey, without unnecessary complexity.                                                                                                       

Saving with confidence 

Welcome to savings with Harpenden.

We offer a diverse range of savings accounts designed to suit different ways of saving. With clear options and dependable support throughout, we focus on helping you choose what’s right for you.

As a mutual that puts people first, we’re here to help you feel confident about your savings, for now and in the future. 

View our full range of savings accounts and our current rates in the table below. 

Our savings portfolio

 

  • Fixed Rate Bonds – Ideal if you want a certainty of return/guaranteed interest
  • ISA Accounts – For savers who want to save and keep the interest or returns tax-free
  • Notice Accounts – You are comfortable giving notice before accessing your money 
  • Instant Access Accounts – Suitable if you want to be able to take your money out straight away or on the same day, with no charges
  • Young Savers Accounts – For those aged between 0-18
  • Specialist Accounts – Business and Trust Accounts available

Accounts Available

Disclaimer: For ISA products – the “Tax-free PA” is the annual rate of interest. Cash ISAs are not subject to the deduction of tax on savings income under current legislation. The annual equivalent rate (AER) is a notional rate which illustrates what the gross interest rate would be if the interest was paid and added to the account annually. For non-ISA products – the gross rate (PA) is the rate before deducting tax at the rate applicable to savings income. The annual equivalent rate (AER) is a notional rate which illustrates what the gross interest rate would be if the interest was paid and added to the account annually. Your tax treatment will depend on your individual circumstances and may be subject to change in the future. The rate of interest payable on variable rate accounts may be subject to change in the future.

Helpful staff made for a pleasant experience. The account I wanted, which had one of the best interest rates I could find, was easily set up when I called into Harpenden branch. Tabitha was most helpful and it was a relaxed experience in pleasant surroundings.

John G

February 2026

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Exceptional telephone Staff. I would like to express how extremely helpful the staff members were on the telephone when dealing with Cash ISA questions, namely Jane, Laura and Catherine. They were all very knowledgeable with an excellent manner, and a credit to Harpenden Building Society which I highly recommend.

Jacqueline

February 2026

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