Residential Mortgage Criteria Search
Understand the key eligibility criteria applicants need to meet for residential mortgages with us.
Yes.
The Society can accept 80% of employed income received in the following denominations – Euro, Swiss Francs, US Dollars, Australian Dollars, Canadian Dollars, Danish/Swedish/Norwegian Krona, New Zealand Dollars, Singapore Dollars, Saudi Riyals, UAE Dirhams, Hong Kong Dollars, Kuwaiti Dinar, Polish Zloty, Indian Rupees. The Society can accept 70% of employed income received in the following denominations – Qatar Rials, Hungarian Forint, Japanese Yen, South African Rand, Thai Baht.
Arrangement Fee may be added subject to LTV and Affordability.
Not acceptable.
Acceptable provided a suitable track record can be evidenced (2 years) by payslips/P60s. An employers reference will be considered where appropriate.
Yes can be considered. Costs of the additional background property will need to be factored in to affordability assessment.
Yes, on case by case basis.
Acceptable in most instances. Refer particularly for property conversions, or for newbuilds using steel frame construction as these may only be acceptable with a full 10 year structural warranty.
Not acceptable.
No benefits accepted.
Key Resources for Intermediaries
Rate Card
A comprehensive breakdown of our current mortgage product rates. Helping you make informed recommendations.
Affordability Calculator
Use our affordability calculator to estimate how much your clients could borrow.
Submit a Case
You can submit a full mortgage application, along with any supporting documents through our Broker Portal.
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