Residential Mortgage Criteria Search
Understand the key eligibility criteria applicants need to meet for residential mortgages with us.
Yes.
Last updated: 28/09/2020
The Society can accept 80% of employed income received in the following denominations – Euro, Swiss Francs, US Dollars, Australian Dollars, Canadian Dollars, Danish/Swedish/Norwegian Krona, New Zealand Dollars, Singapore Dollars, Saudi Riyals, UAE Dirhams, Hong Kong Dollars, Kuwaiti Dinar, Polish Zloty, Indian Rupees. The Society can accept 70% of employed income received in the following denominations – Qatar Rials, Hungarian Forint, Japanese Yen, South African Rand, Thai Baht.
Last updated: 30/12/2025
Arrangement Fee may be added subject to LTV and Affordability.
Last updated: 28/09/2020
Not acceptable.
Last updated: 28/09/2020
Acceptable provided a suitable track record can be evidenced (2 years) by payslips/P60s. An employers reference will be considered where appropriate.
Last updated: 28/09/2020
Yes. Affordability will be based on the mortgage and outgoings for both properties.
Last updated: 28/09/2020
Yes, on case by case basis.
Last updated: 28/09/2020
Refer in writing.
Last updated: 09/12/2020
No.
Last updated: 28/09/2020
No benefits accepted.
Last updated: 28/09/2020
Key Resources for Intermediaries
Rate Card
A comprehensive breakdown of our current mortgage product rates. Helping you make informed recommendations.
Affordability Calculator
Use our affordability calculator to estimate how much your clients could borrow.
Submit a Case
You can submit a full mortgage application, along with any supporting documents through our Broker Portal.
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