Residential Mortgage Criteria Search
Understand the key eligibility criteria applicants need to meet for residential mortgages with us.
Acceptable if more than 3 years ago.
Not acceptable.
Not acceptable.
Not acceptable.
Not acceptable.
Acceptable. No limit on age gaps. No upper age limit. We also offer JBSP (Joint Borrower Sole Proprietor) mortgages.
Not acceptable.
Acceptable provided a suitable track record can be evidenced (2 years) by payslips/P60s. An employers reference will be considered where appropriate.
Properties with Agricultural restrictions can be accepted (subject also to the restriction being readily satisfied by the applicants), and subject to valuers comments. Agricultural Restrictions not considered on Self-Build lending.
Yes.
Key Resources for Intermediaries
Rate Card
A comprehensive breakdown of our current mortgage product rates. Helping you make informed recommendations.
Affordability Calculator
Use our affordability calculator to estimate how much your clients could borrow.
Submit a Case
You can submit a full mortgage application, along with any supporting documents through our Broker Portal.
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