Buy-to-Let Mortgage Criteria Search
View the criteria required that landlords must satisfy to obtain buy‑to‑let mortgages with us.
Not acceptable.
Last Updated: 18/09/2025
Assured shorthold tenancies (minimum 6 months, maximum 3 years)
Last Updated: 08/03/2019
Not accepted.
Last Updated: 30/12/2025
Yes.
Last Updated: 07/12/2017
The Society can accept 80% of employed income received in the following denominations – Euro, Swiss Francs, US Dollars, Australian Dollars, Canadian Dollars, Danish/Swedish/Norwegian Krona, New Zealand Dollars, Singapore Dollars, Saudi Riyals, UAE Dirhams, Hong Kong Dollars, Kuwaiti Dinar, Polish Zloty, Indian Rupees
The Society can accept 70% of employed income received in the following denominations – Qatar Rials, Hungarian Forint, Japanese Yen, South African Rand, Thai Baht.
Last Updated: 30/12/2025
N/A
Last Updated: 09/03/2019
Arrangement Fee may be added subject to LTV and Affordability.
Last Updated: 08/03/2019
No.
Last Updated: 09/03/2019
12 months consistent work via the same agency, and 2 years income at approximately the same level of earnings.
Last Updated: 08/03/2019
Permitted, provided applicants are not portfolio landlords. Affordability will be assessed with consideration of retained properties in the background (finance and running costs).
Last Updated: 09/03/2019
Key Resources for Intermediaries
Rate Card
A comprehensive breakdown of our current mortgage product rates. Helping you make informed recommendations.
Affordability Calculator
Use our affordability calculator to estimate how much your clients could borrow.
Submit a Case
You can submit a full mortgage application, along with any supporting documents through our Broker Portal.
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