Residential Mortgage Criteria Search
Understand the key eligibility criteria applicants need to meet for residential mortgages with us.
To verify self-employed income we request an Accountants Certificate confirming latest trading year (within the last 18 months), or, 3 most recent years Tax Calculations and corresponding overviews, or business accounts for the last 3 years.
Key Resources for Intermediaries
Rate Card
A comprehensive breakdown of our current mortgage product rates. Helping you make informed recommendations.
Affordability Calculator
Use our affordability calculator to estimate how much your clients could borrow.
Submit a Case
You can submit a full mortgage application, along with any supporting documents through our Broker Portal.
Intermediaries – Stay connected with Harpenden
Sign up to hear more about our products and criteria and the latest news from our BDMs. View our broker privacy policy here.
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Latest News
Industry
Fixed Rate product update
FOR INTERMEDIARY/PROFESSIONAL ADVISORS ONLY. NOT FOR CONSUMER USE.
Community
Member Notice – Harpenden Online and Broker Online scheduled maintenance
Latest News
Harpenden wins ‘Best Local Building Society’ at the 2026 What Mortgage Awards
Harpenden Building Society wins ‘Best Local Building Society’ for the 12th year in a row, as well as being marked ‘Highly Commended’ in the ‘Best Specialist Lender’ and ‘Best Large…
Industry
Harpenden launch Expat mortgages
FOR INTERMEDIARY/PROFESSIONAL ADVISORS ONLY. NOT FOR CONSUMER USE.
Community
Jon’s Savings Blog – ISA Changes in 2027
There’s a famous saying: “The best time to plant a tree was 20 years ago. The second‑best time is now.” Well, when it comes to ISAs… the tree is about…
Latest News
A Q&A with our CEO Tracie
Here’s a quick Q&A from our CEO Tracie Meadows diving into our new rebrand.
Industry
We celebrate our new branch opening in Harpenden
We are thrilled to announce the launch of our brand-new branch, located right on the High Street, in one of the busiest areas of Harpenden. The doors opened on the…