Residential Mortgage Criteria Search
Understand the key eligibility criteria applicants need to meet for residential mortgages with us.
Must be at least 3 years since arrangement was in place.
Last updated: 13/10/2025
Key Resources for Intermediaries
Rate Card
A comprehensive breakdown of our current mortgage product rates. Helping you make informed recommendations.
Affordability Calculator
Use our affordability calculator to estimate how much your clients could borrow.
Submit a Case
You can submit a full mortgage application, along with any supporting documents through our Broker Portal.
Latest News
Latest News
A Q&A with our CEO Tracie
Here’s a quick Q&A from our CEO Tracie Meadows diving into our new rebrand.
Industry
We celebrate our new branch opening in Harpenden
We are thrilled to announce the launch of our brand-new branch, located right on the High Street, in one of the busiest areas of Harpenden. The doors opened on the…
Industry
FSCS protection limit increase
The Financial Services Compensation Scheme (FSCS) has increased the protection limit from £85,000 to £120,000 from 1st December 2025. This means if you hold deposits or savings with a building society,…
Community
Jon’s savings blog – The importance of talking about money
Money. It’s not going away, and it’s one of the most essential parts of our lives, and yet, for many, it’s still one of the hardest things to talk about….
Community
Our latest volunteering
Watling View For the third year running, eleven colleagues from across the Society visited Watling View School in St Albans for a day this summer to help give their facilities a…
Community
A spot of phishing
It’s been reported that 28%* of the population were hybrid workers at the end of 2024. There are so many benefits that working from home offers for both employees and companies:…
Community
Doorstep scams
Doorstep scams occur when someone comes to your front door to either scam you out of your money, personal information or even to gain access to your home to steal…
Community
Our latest grants
Harpenden Hopper HBS Grant £4,000 The Harpenden Hopper is a community minibus service that has become much more than just a means of getting from A to B. The Hopper is a…