Residential Mortgage Criteria Search
Understand the key eligibility criteria applicants need to meet for residential mortgages with us.
No benefits accepted.
Will consider.
Not acceptable.
Not acceptable.
The Society can accept 80% of employed income received in the following denominations – Euro, Swiss Francs, US Dollars, Australian Dollars, Canadian Dollars, Danish/Swedish/Norwegian Krona, New Zealand Dollars, Singapore Dollars, Saudi Riyals, UAE Dirhams, Hong Kong Dollars, Kuwaiti Dinar, Polish Zloty, Indian Rupees. The Society can accept 70% of employed income received in the following denominations – Qatar Rials, Hungarian Forint, Japanese Yen, South African Rand, Thai Baht.
Yes, if purchasing/building for their own residential use.
Acceptable in most instances. Refer particularly for property conversions, or for newbuilds using steel frame construction as these may only be acceptable with a full 10 year structural warranty.
Must be at least 3 years since arrangement was in place.
Yes, on case by case basis.
Not acceptable.
Key Resources for Intermediaries
Rate Card
A comprehensive breakdown of our current mortgage product rates. Helping you make informed recommendations.
Affordability Calculator
Use our affordability calculator to estimate how much your clients could borrow.
Submit a Case
You can submit a full mortgage application, along with any supporting documents through our Broker Portal.
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