Residential Mortgage Criteria Search
Understand the key eligibility criteria applicants need to meet for residential mortgages with us.
No.
Last updated: 28/09/2020
Yes, if purchasing for their own residential use.
Last updated: 28/09/2020
No.
Last updated: 28/09/2020
Yes, will consider with details of pension income or to replace earn income. Will be considered lending into retirement where the oldest applicant retires within the term, or Lending in Retirement where the oldest applicant is already retired, or age 75+ at the point of application.
Last updated: 28/09/2020
No.
Last updated: 28/09/2020
Will consider.
Last updated: 19/10/2020
Must be at least 3 years since arrangement was in place.
Last updated: 13/10/2025
Not acceptable.
Last updated: 13/10/2025
Acceptable if more than 3 years ago.
Last updated: 13/10/2025
Yes, we can consider additional borrowing.
Last updated: 28/09/2020
Key Resources for Intermediaries
Rate Card
A comprehensive breakdown of our current mortgage product rates. Helping you make informed recommendations.
Affordability Calculator
Use our affordability calculator to estimate how much your clients could borrow.
Submit a Case
You can submit a full mortgage application, along with any supporting documents through our Broker Portal.
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