Year: 2021

Exploring the challenges faced by self-employed mortgage applicants after the pandemic

By Richard Steed / 12th May 2021 / Comments Off on Exploring the challenges faced by self-employed mortgage applicants after the pandemic

According to the Office for National Statistics, there were more than 5 million self-employed people in the UK by the end of 2019. This represented 15.3% of total UK employment – a notable increase from 3.2 million in 2000. Then came the coronavirus. While it is likely the rates of self-employment would have continued to […]

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Harpenden Building Society criteria provided by Mortgage Brain

By Richard Steed / 10th May 2021 / Comments Off on Harpenden Building Society criteria provided by Mortgage Brain

Mortgage technology expert Mortgage Brain has extended its partnership with Harpenden Building Society, taking on the provision of our criteria pages on our intermediary-facing website. The pages break down our lending criteria for both our residential and buy-to-let product ranges, and includes dozens of different criteria, ranging from the age of the borrower at application […]

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Flexibility in later life lending

By Richard Steed / 5th May 2021 / Comments Off on Flexibility in later life lending

Many lenders and brokers are missing out on opportunities for those who want to borrow money into the later years of their life. Research from the Office of National Statistics states that the average median age of residents within UK local authorities is projected to increase between 2018 and 2043. The effects of Covid-19 have […]

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Industry Insight – Summer 2021 – what are your holiday plans?

By Richard Steed / 5th May 2021 / Comments Off on Industry Insight – Summer 2021 – what are your holiday plans?

by Jean Errington, Business Development Manager, Harpenden Building Society So have you booked your summer holiday yet? With a sense of relief, UK holiday restrictions are beginning to lift (from April 12) and that much needed break looks increasingly likely for many, boosting the domestic holiday let market. What will the options be? As widely […]

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It’s good to talk – Harpenden’s partnership with Youth Talk

By Richard Steed / 3rd May 2021 / Comments Off on It’s good to talk – Harpenden’s partnership with Youth Talk

Demand for local counselling service continues to rise – fundraisers needed to help expand support for young people facing mental health issues Youth Talk, the St Albans based charity providing free, confidential counselling to 13-25 year olds, is receiving unprecedented levels of enquiries from young people suffering from mental health issues. The charity is looking […]

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Rural living – HNW individuals provide new mortgage opportunities

By Richard Steed / 26th April 2021 / Comments Off on Rural living – HNW individuals provide new mortgage opportunities

A quick glance at history reveals that High-Net-Worth (HNW) individuals have, over the centuries, resided in rural property during periods of public health crisis, helping them avoid highly populated areas and the risk of infection. In many ways today’s pandemic situation is no different with a surge in more affluent homeowners moving from our big […]

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Our Annual General Meeting (AGM), Friday 23rd April

By Richard Steed / 26th April 2021 / Comments Off on Our Annual General Meeting (AGM), Friday 23rd April

Harpenden Building Society has held its sixty-eighth AGM at 1:30pm on Friday April 23rd 2021. This years’ meeting has been held virtually online at our head office in Harpenden. Due to the current UK Government restrictions on public gatherings and to protect the health and safety of our members, the only attendees in person were […]

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Industry Insight – Home working – is it here to stay?

By Richard Steed / 8th April 2021 / Comments Off on Industry Insight – Home working – is it here to stay?

by Craig Middleton – Mortgage Sales and Distribution Manager, Harpenden Building Society Working from home every day may now seem normal to many. The early days of using the kitchen or spare bedroom as a make shift work area are now a distant memory as many have created a dedicated office space, or looking to […]

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Industry Insight – Holiday Lets – hot property for Summer 2021

By Richard Steed / 29th March 2021 / Comments Off on Industry Insight – Holiday Lets – hot property for Summer 2021

by Jean Errington, Business Development Manager, Harpenden Building Society As we look ahead to the summer with the hope of reduced pandemic restrictions, Holiday Lets continue to provide a profitable income stream for owners as ‘staycation’ business booms. UK holiday rentals – demand outstripping availability Such news has understandably seen a surge in UK holiday […]

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Harpenden – in conversation with Knight Frank….

By Richard Steed / 22nd March 2021 / Comments Off on Harpenden – in conversation with Knight Frank….

Despite widespread concern about a crash in the property market, research suggests house prices around the world have risen throughout the pandemic. According to research from Knight Frank’s Wealth Report, Auckland took the lead with an 18% upswing in property prices, while in the UK, Oxford and the home counties experienced strong sales as buyers […]

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