Support Resources
With the cost-of-living crisis affecting us all, it is alright if you are not currently in the position to save. If you need help in managing your money, here are some organisations that are ready to offer you expert and impartial advice, as well as resources.
Money Helper – Free and impartial money and pension guidance.
On their website they host different savings and mortgage calculators to help you take exact stock of your money, where you might have space to cut back on costs and many more things. If you are struggling with the cost of living, they have specific articles that can aid your worries. Have a look at their articles here.
National Debtline – Free independent debt advice.
Not only does this charity offer free debt advice via their webpages, but it also allows for online chatting via the phone or their webchat to their debt advisors. As they are authorised and regulated via the Financial Conduct Authority (FCA), you can be confident in National Debtline that their advice is held to a high standard and within your best interests. If you need debt advice, have a look to their webpage here.
Step Change – Expert debt advice and fee-free debt management.
They offer articles and savings calculators to help you understand the state of your finances, as well as offering specific advice for each of your potential financial needs. If you’re not sure where to start, their quick questionnaire will help you figure out what kind of help you might need, and then they’ll provide you with their relevant articles. If you’re not sure where to start, take their questionnaire here.
Citizens Advice – Assisting people with legal, debt, consumer housing and more.
Citizens Advice covers a wide base of potential concerns, with financial advice being one of the key sectors next to potential health or family concerns. Alongside their articles of advice, they also offer template letters to creditors that you are able to adapt to your own needs. Take a look at their website here.
Take Five – Impartial advice that helps prevent email, phone-based and online fraud.
Take Five is a national campaign that empowers both businesses and individuals alike to better protect themselves against financial fraud. Their motto of Stop, Protect and Challenge offers insight on how to make sure you are not a target of financial fraud. The have various support pages for protecting both yourself and your business from online fraud. Take Five also endeavour to update their website whenever a scam is becoming more popular to keep people aware. If you’re not sure how to protect yourself from online fraud, have a look at their website.