Mutual: Issue 5

Mutual provides you with all things Harpenden Building Society. Giving you an inside look into society news, community work, volunteering, savings and fraud advice and more. Here we bring you our fifth issue of Mutual. We hope you enjoy it!

Some highlights included within this issue are:

  • The birth of Mutual Building Societies
  • Our Charity of the Year
  • HBS grants update
  • Savings advice - 50/30/20 budgeting method
  • Jon's blog
  • Credit card fraud
  • Pension scams
  • Men's Health Week
  • Volunteers' Week
  • Colleague spotlight

We encourage and welcome our members to send us any stories which can be included in future issues. If you would like to send us a story to be included in our next edition, please view below on how to do so.

The Building Societies Association and mutuals nationwide are celebrating the 250th anniversary year of the first known building society. This provides us with the opportunity to reflect on our origins and how the purpose of building societies and mutuals has evolved over time.

Savings advice: 50/30/20

With rising costs continuing for UK households, the importance of budgeting and creating a spending plan is becoming increasingly more essential. If you haven’t got one in place already, it can be daunting knowing where to start. Here we explore this useful budgeting method.

Keech Hospice - Charity of the year

Keech Hospice is a registered hospice charity that provides free specialist end-of-life care for people of all ages across across Bedfordshire, Hertfordshire, and Milton Keynes. Here we explore more about Keech and also how our colleagues have helped support the charity so far in 2025.

Credit card fraud

Credit card fraud is the unauthorised use of an individual’s credit card. Criminals use various tactics to steal personal information, or even the card itself to make purchases of goods and services. Here we explore different types of credit card fraud and what to look out for, so you don’t get scammed.

We want to hear from you!

We welcome our members to send us any stories to include them in future issues… send our editors any of the below:

- Any fundraising achievements

- Any volunteering or community support you have provided

- Or let us know if there is any specific advice or content you would like us to talk about? Maybe protection online or digital advice…

Send us your content, details and any photos or images…we’d love to hear from you.

Email: members@harpendenbs.co.uk
Or via post: Editorial team,
Harpenden Building Society,
Mardall House, 9-11 Vaughan Road, Harpenden AL5 4HU

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