Residential Credit Repair Centre

The Society is partnered with a limited number of intermediary firms to offer a range of products which will help customers repair their credit history - please contact our Business Development team to discuss availability of our Residential Credit Repair range further.

Residential Credit Repair Criteria
Level 1 Level 2 Level 3 Level 4
Defaults/CCJ’s £2,000
satisfied at least 12 months
£5,000
satisfied on application
£10,000
satisfied on application
£10,001+
satisfied on application
Missed payments - secured Maximum 2 missed payments in last 2 years - Maximum 1 loan and must be up to date on application Maximum 3 missed payments in last 2 years - none in last 12 months and must be up to date on application Maximum 4 missed payments within last 2 years - none in last 6 months and must be up to date on application
Arrears - unsecured No payments missed in last 12 months and must be up to date on application No payments missed in last 6 months and must be up to date on application
IVA/DMP None in force during last 3 years None in force during last 12 months
Repossessions None within last 6 years None in last 3 years
Bankruptcy Must be 3 years discharged Must be 1 year discharged
Payday Loans Must be 12 months discharged Must be 6 months discharged

                         - Residential purchase and remortgage only                                       - Explanations are required                 

                         - No gambling or tax debts                                                                     - See our Credit Repair guide for our current product details

View our Mortgages

Contact our Business Development Team

Tel: 01582 463133 - Option 1

Jean office

Jean Errington

Telephone Business Development Manager

Chelsea photo

Chelsea Pordage

Telephone Business Development Manager

Vanessa office

Vanessa Hunt

Key Account Manager

YOUR MORTGAGE WILL BE SECURED ON YOUR PROPERTY AND YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

MORTGAGE PRODUCTS ARE REGULATED BY THE FINANCIAL CONDUCT AUTHORITY EXCEPT SECOND/HOLIDAY HOME, BUY-TO-LET AND RESIDENTIAL DEVELOPMENT, WHERE THE BORROWER DOES NOT RESIDE ON SITE DURING THE DEVELOPMENT PERIOD

FOR INTERMEDIARY AND PROFESSIONAL ADVISORS ONLY. NOT FOR CONSUMER USE. IF YOU ARE A CONSUMER, PLEASE RETURN TO OUR HOMEPAGE
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